Privacy Legal Security Cookie Policy
At InsureMyTrip, we take your privacy seriously.
| FACTS | WHAT DOES IMT SERVICES, LLC (IMT) and its owned and operated website: InsureMyTrip.com DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information may include: Account and transaction information; Contact and demographic information; Credit card information; |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons IMT Services, LLC chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | DOES IMT SERVICES LLC SHARE? | CAN YOU LIMIT SHARING? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | No | N/A |
| For our nonaffiliates’ everyday business purposes— information about your transactions | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | N/A |
| For our affiliates to market to you | No | N/A |
| For nonaffiliates to market to you | No | N/A |
| TO LIMIT OUR SHARING | Call (888) 688-0775 — our menu will prompt you through your choice(s). Email us online: [email protected]. Please note: When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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| Questions? | Call (888) 688-0775 or email us at [email protected] |
| WHO WE ARE | |
|---|---|
| Who is providing this notice? | IMT Services, LLC owner and operator of insuremytrip.com. IMT Services, LLC is a wholly owned subsidiary of Tokio Marine HCC the trading name of HCC Insurance Holdings, Inc. |
| WHAT WE DO | |
|---|---|
| How does IMT Services, LLC protect my personal information? | To protect your personal information from unauthorized access and use, we maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use. |
| How does IMT Services, LLC collect my personal information? | We collect your personal information, for example, when you: Sign up for and use our services, including when you choose to provide us with your information online or offline; Interact with our website and mobile applications; Provide personal information to us so we may prepare your quote and/or facilitate the purchase of your insurance policy. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes—information about your creditworthiness; affiliates from using your information to market to you; and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| DEFINITIONS | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include our family of companies, available at https://www.tokiomarinehd.com/en/company/about/group.html. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
| OTHER IMPORTANT INFORMATION |
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| For more information, please review our privacy policy, located at https://www.tmhcc.com/en-us/legal/privacy-policy. |
Trademark and Copyright Ownership
The materials on this site, including copyrighted material, service marks, trademarks, trade names, and logos, are owned by IMT Services, LLC and/or InsureMyTrip or the insurance companies we represent. Copying, reproducing, transmitting or republishing any materials from this site is prohibited, except that you may download the material and print a reference copy for your own personal, non-commercial use. If you download or print a copy of our materials, you must not remove the copyright, trademark, or other legal notices from the copy you make. Any other modification or use of the materials on this site violates IMT Services, LLC’s and/or InsureMyTrip’s proprietary rights in the materials unless you first obtain our written consent.
Jurisdiction
Unless otherwise specified, the materials in our site are presented solely for the purpose of promoting and facilitating the issuance of insurance policies available within The United States of America and Canada. The site may contain references to products or services that are not offered or available in the state in which you reside. IMT Services, LLC makes no representation that materials in the site are appropriate or offered in other locations. This site is controlled and operated by IMT Services, LLC from its offices located in the State of Rhode Island, United States of America.
Disclaimer (No Warranty)
The information and materials contained in this site are provided on an “as is” basis for information purposes only. IMT Services, LLC & InsureMyTrip do not warrant the accuracy, adequacy, or completeness of the information and materials contained in this site and expressly disclaim liability for any errors or omissions in the information and materials. No warranty of any kind either implied, expressed or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus is given with the information and materials contained in this site.
The information and materials contained in this site may include summaries of certain material terms of the insurance products and services offered by the insurance companies that we represent. Your rights and obligations under such insurance policies will be subject to the terms and conditions contained in the definitive agreements between you and the applicable insurance company. Any summaries contained herein of the underlying documents (if any) are qualified in their entirety by reference to the complete text of such documents, and in the event of any conflict between this document and such documents, such documents will govern.
Licenses
We sell insurance as an agent or broker by contractual agreements with our partner insurance providers. Although we transact travel insurance business from our web sites, we maintain offices in Rhode Island and Connecticut.
Individual circumstances may vary. You may wish to contact the licensed insurer’s representative or a licensed insurance agent if you need advice about your insurance needs.
IMT Services, LLC is licensed in the following states and provinces below:
United States:
Alabama – A253388
Alaska – 50942
Arizona – 851456
Arkansas – 298013
California – 0F23551 (d/b/a IMT Insurance Services)
Connecticut – 1087383
Colorado – 261146
Delaware – 1014865
District of Columbia – 2817294
Florida – L004939
Georgia – 115128
Hawaii – 334582 – 404418
Idaho – AB131923
Illinois – 113599814
Indiana – 37548 – 971778
Iowa – 3254
Kansas – 113599814-000
Kentucky – 624849
Louisiana – 330511
Maine – AGN-121556
Massachusetts – 1834242
Maryland – NPF99951779
Michigan – 74472
Minnesota – 20579310
Mississippi – 10002915 L&H – 10002915 P&C – 10002915 T
Missouri – AG8020787
Montana – 662415
Nebraska – 10085438
New Jersey – 1048629
New York – LA-1659743 – BR-1659743 – PC-1659743
New Hampshire – 427801
New Mexico – 100001142
North Carolina – 1000009478
Nevada – 18639
North Dakota – 2029413
Ohio – 33750 – 999808
Oklahoma – 9717
Oregon – 816960
Pennsylvania – 66270
Puerto Rico – 100101420
Rhode Island – 1089872
South Carolina – 166589
South Dakota – C8309
Tennessee – 3130
Texas – 1365714
Utah – 234559
Vermont – 1028
Virginia – 101232
Washington – 211509
West Virginia – 100110466
Wisconsin – 3951
Wyoming – 8656
When you trust us with your personal information, you can be sure that we’re managing that trust responsibly. We closely follow industry standards and best practices to ensure that the security of our data won’t be compromised.
User Security
InsureMyTrip uses Transport Layer Security (TLS) encryption to protect the privacy of your information across our websites. Encryption is a way of scrambling a message or a piece of data so that only a person who has the decryption key can view it. By encrypting your personal information, we’re able to make sure no unauthorized persons can see what you’ve shared with us.
Physical Security
Our data center is monitored 24/7/365. We use digital surveillance equipment to maintain efficient monitoring and store all customer data exclusively on servers located within the United States.
Availability
Our servers have redundant internal and external power supplies. By implementing backup power for our servers, we’re able to make sure that data isn’t lost due to power service issues in severe weather or other unforeseen circumstances.
Network Security
Network firewalls are used to restrict traffic and access to sensitive information. We also use intrusion detection and prevention systems, which prevent access to our data from outside intruders.
Storage Security
All data is stored on servers located in the United States. We run backups throughout the day and use an offsite storage system for backup. We also encrypt all information in our backup systems to prevent data from being viewed by unauthorized persons.
If you have any questions about our security policies or what we do to protect you, send us a message at [email protected]
Updated on March 4, 2024
This Cookie Policy explains how InsureMyTrip (collectively “IMT,” “we,” “us,” and “ours”) uses cookies and similar technologies to recognize you when you visit our website, which is located at www.insuremytrip.com (our “Website”). It explains what these technologies are and why we use them, as well as your rights to control our use of them.
What are cookies?
Cookies are small data files placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work or to work more efficiently, as well as to provide reporting information. Cookies set by the website owner (in this case, IMT) are called “first-party cookies.” Cookies set by parties other than the website owner are called “third-party cookies.” Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g. advertising, interactive content and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and when it visits other websites.
Why do we use cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons for our Websites to operate, and we refer to these as “essential” or “strictly necessary” cookies. As stated in our cookie banner, these are mandatory. Other cookies enable us to track and target the interests of our users to enhance the user experience on our Websites. Third parties serve cookies through our Websites for advertising, analytics and other purposes. The specific types of first and third-party cookies served through our Websites and the goals they perform are listed in our cookie management tool, which also allows you to customize how cookies are used.
Click here to Manage cookie preferences for this site.
As set out in our Privacy Statement, we do not sell (or exchange) your personal data for monetary compensation.
Google Analytics
We use Google Analytics to collect information about how you use the Website to improve the website experience. Google Analytics does not collect or store information that will identify you. Your IP address is anonymized before being stored on Google’s servers to help safeguard your privacy. For more information on Google Analytics go here. You may block the use of Google Analytics by installing the opt-out tool found here.
What about other tracking technologies, like web beacons?
Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called “tracking pixels” or “clear gifs”). These are tiny graphics files that contain a unique identifier that enables us to recognize when someone has visited our Websites or opened an e-mail that we have sent them. This allows us, for example, to monitor the traffic patterns of users from one page within our Websites to another, to deliver or communicate with cookies, to understand whether you have come to our Websites from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns. In many instances, these technologies are reliant on cookies to function correctly, and so declining cookies will impair their functionality. You can manage the settings of the web beacons in the cookie management tool above.
How can I control cookies?
You have the right to decide whether to accept or reject non-essential cookies. You can exercise your cookie preferences by using the cookie tool above. You can also modify your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our Website, though your access to some functionality and areas of our Website may be restricted. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser’s help menu for more information. In addition, most advertising networks offer a way to opt out of targeted advertising. If you would like to find out more information, please visit https://www.aboutads.info/choices/ or https://www.youronlinechoices.com/.
How often will you update this Cookie Policy?
We may update this Cookie Policy from time to time to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please look at this Cookie Policy regularly to stay informed about our use of cookies and related technologies. The date at the top of this Cookie Policy indicates when it was last updated.
Where can I get further information?
If you have any questions about our use of cookies or other technologies, please contact us.