Educational Travel Coverage Options
Our Educational Travel coverage options provide specialized travel insurance plans for students, schools, and educators who are planning to travel within, into, or outside the U.S. for academic purposes.
Our Educational Travel coverage options provide specialized travel insurance plans for students, schools, and educators who are planning to travel within, into, or outside the U.S. for academic purposes.
Our innovative trip insurance program is designed to protect the financial investment made by students, faculty, staff, and chaperons traveling for academic purposes.
We offer plans for U.S. residents traveling domestically or internationally.
We now also offer plans for non-U.S. residents traveling into the United States for academic purposes.
The InsureMyTrip Educational Travel Program is built to fit the needs of every academic traveler for each new experience.
Contact an Educational Travel Program
expert for more information
877-266-0741
8AM - 6PM Mon - Fri EST
Sat & Sun Closed
Programs for U.S. Residents Traveling Internationally or Domestically
What is the Educational Travel Program?
This program is designed to offer innovative trip protection for travelers on educational trips. This includes students, faculty, staff, and chaperones.
As most schools already have travel medical and evacuation coverage, this program helps close the loop and provides robust protection for the financial investment inherent in domestic and foreign educational trips.
The program can accommodate trip lengths of up to 365 days. In addition, business travel for institutions and educational tour organizations may be permitted.
This program is particularly innovative because tuition may be included as an insurable trip cost.
What is included?
Common coverages include trip cancellation, trip interruption, baggage, and delay benefits.
The popular optional coverages Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR) are available in most states. Additional terms and costs may apply to these optional coverages, and not all travelers will qualify.
What trips can be insured?
Our plans can accommodate trip lengths of up to 365 days. While our focus is primarily on educational travelers, staff, and chaperones - business travel, like conferences, for faculty and educational tour organizations may be permitted.
How can my travel group purchase these plans?
InsureMyTrip will provide a custom weblink for an organization to distribute to their travelers. This link enables individual travelers to review and purchase coverage on a voluntary basis. The travelers will receive a confirmation of plan purchase which includes a link to the plan document via email. If you are an individual, please contact us for assistance/use the request more information.
Common plans may include:
- Trip Cancellation
- Optional Cancel for Any Reason (CFAR) *†
- Trip Interruption
- Optional Trip Interruption for Any Reason (IFAR)**††
- Trip Delay
- Baggage and Personal Effects
- Baggage Delay
- Non-Insurance Assistance Services
*Available in most states. Plans must be purchased within 15 days of the date the initial payment or deposit for the trip is received and cancellation must be no later than 2 days prior to the scheduled departure date. Additional terms and costs apply.
†Available in most states. Plans with optional benefit must be purchased at or before final trip payment due date and cancellation must be no later than 2 days prior to the scheduled departure date of the trip. Additional terms and cost apply. Not available in NY.
**Available in most states. Plans must be purchased within 15 days of the date the initial payment or deposit for the trip is received and interruption must be at least 48 hours after scheduled departure. Additional terms and costs apply.
††Available in most states. Plans with optional benefit must be purchased at or before final trip payment due date and interruption but be at least 48 hours after the actual scheduled departure date of the trip for any reason not otherwise covered by the plan. Additional terms and cost apply. Not available in NY.
All coverage is in excess of any other collectible insurance or indemnity. Insurance coverages are subject to the terms, limitations and exclusions in the plan.
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Programs for non-U.S. Residents Traveling to the United States
What is the Educational Travel Program?
InsureMyTrip's unique educational travel protection plan designed to protect the financial investment of students traveling to the United States for educational purposes. These plans most notably include coverage for trip interruption for unforeseen, covered perils.
Who is eligible?
Non-U.S. residents who are traveling to the Unites States on a valid J, F or M Visa and are enrolled in an educational institution for an academic period.
What trips can be insured?
Our plans can accommodate educational travel to the United States for academic periods up to 365 days.
How can the plan be purchased?
InsureMyTrip provides a custom weblink for an organization to distribute to their travelers. This link enables the traveler to review and purchase coverage on a voluntary basis. The traveler receives a confirmation of plan purchase which includes a link to the plan document via email.
Common plans may include:
- Academic Period Interruption
- Optional Academic Period Interruption for Any Reason*
- Trip Delay
- Baggage and Personal Effects
- Baggage Delay
*Plans must be purchased at least 30 days prior to the start of the insured’s Academic Period and interruption must be at least 14 calendar days after the start of the Academic Period. Additional terms and cost apply, see full policy documents.
THIS IS A LIMITED BENEFIT POLICY. The insurance described in this document provides limited benefits. Limited benefits plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. By purchasing this insurance provided by Crum & Forster SPC, under the jurisdiction of the Cayman Islands, you become a member of the Fairmont Specialty Trust. Insurance benefits are underwritten Crum & Forster, SPC. C&F and Crum & Forster are registered trademarks of Crum & Forster, SPC. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2022.
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Why Choose InsureMyTrip?
Our innovative travel insurance programs provide specialized coverage options for students, schools, and educators who are planning to travel for academic experiences.
We offer plans for educational travels into, out of, or throughout the United States.
Looking for coverage for a non-academic trip?
Call our Customer Care Team (800) 487-4722