Consumer Reports magazine takes a closer look at the cruise industry and what passengers can do to be vigilant. Read the full report here.
Given the perils that could sideline your trip-such as the highly contagious Norovirus, natural disasters, political upheavals, and other medical emergencies-travel insurance may make sense. That’s especially true if you’re planning an expensive once-in-a-lifetime excursion. First, check to see what, if any, benefits are available through your home and health policies, and your credit card. If you decide to purchase insurance, avoid commission-driven ones sold by tour operators, cruise-line representatives, and travel agents, and check out an online broker such as insuremytrip.com, which sells coverage from multiple companies. You can tailor a plan to your needs, ask about exclusions, and get a quote. If you become ill and need to be airlifted to a hospital or require hospitalization in a foreign country, your personal insurance might not cover the expenses, which can be astronomical, according to Moure. – Consumer Reports
