When planning a vacation, the last thing you want to worry about is a stomach bug disrupting your plans. Unfortunately, Norovirus has been making headlines for its rise on cruise ships and across the country, threatening to turn dream getaways into logistical nightmares. Being highly contagious, the virus can spread rapidly in close quarters and shared spaces of cruise ships. However, with proper precautions and Norovirus travel insurance, you can minimize risk and protect your trip.
Best Practices to Prevent Norovirus
- Frequent Handwashing: Handwashing for at least 20 seconds with soap and water is the most effective way to prevent the spread of Norovirus.
- Skip the Hand Sanitizer: Alcohol-based hand sanitizers are not effective against the virus, so always opt for washing with soap and water.
- Disinfect Surfaces: Clean surfaces especially high-touch areas using bleach-based cleaners.
- Proper Food Handling: Wash fruits and vegetables before eating and do not prepare food for others if you are sick.
- Stay Home: If you are sick, stay home and/or away from others for at least 48 hours after symptoms subside.
How Travel Insurance Can Help:
- Emergency Medical: If you need medical care during your trip, onboard or at a port, coverage can help offset the out-of-pocket treatment costs (which are often steep).
- Trip Interruption: If you get sick mid-vacation and must cut your trip short, travel insurance may be able to cover the unused part of the trip or cruise.
- Emergency Evacuation: If things get serious, the Coast Guard or similar entity handles getting you off the ship, but once at port travel insurance steps in to cover transportation to an appropriate medical facility, if necessary.
- Trip Cancellation: If you, a travel buddy, or even a family member back home gets too sick to travel (with a doctor’s note), you can get your non-refundable trip costs reimbursed.
- Cancel for Any Reason (CFAR) Coverage: Those worried about the risk of contracting the virus or other illnesses should consider the optional Cancel for Any Reason (CFAR) coverage. If qualification requirements are met, CFAR allows you to cancel a trip for something other than a covered reason, like fear of traveling.
While Norovirus outbreaks are concerning, they don’t have to ruin your travel plans. By taking precautions and planning ahead with Norovirus travel insurance, you can safeguard your health and your vacation. Whether you’re embarking on a cruise or exploring exciting destinations on land, a little preparation goes a long way in ensuring a worry-free trip.
Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.
