Coverage for Accidental Death & Dismemberment (AD&D) is often a very hard topic to broach when discussing travel protection, but it may be quite important for certain travelers. Accidental Death & Dismemberment plans are similar to a life insurance policy, in that you would name a beneficiary upon purchasing your travel insurance. That person would receive the benefit in the event of your death or dismembering injury while traveling.
Any benefits paid by your travel insurance AD&D plan would be in addition to benefits that were paid by a life insurance policy you may have already had in place. This plan acts as extra protection for you or a loved one who is traveling.
AD&D plans provide continuous 24/7 coverage or coverage specifically for flights. This variety of coverage makes them a good fit for several travelers of all ages and travel experiences.
