The review period is a defined period of time, usually about 10 days, within which travelers can review their travel insurance policies after buying. It’s essentially a grace period that allows you to get acquainted with the policy you have purchased, make sure that you fully read and understand your coverage, and make any adjustments necessary. Generally, if your policy allows a review period, you can also cancel your policy during this time and receive a refund.
Rights and Responsibilities
Yes, you have the right to amend and even cancel your policy during the review period; however, you also have the responsibility to be sure you truly understand the terms of the policy in full. If you don’t understand something to your satisfaction, you should contact the company and ask as soon as possible. Being diligent about your own research now can save you from frustration due to a misunderstanding about your coverage later.
Changes to your policy
While there are some changes that you can make to your travel insurance policy up until the day you depart on your trip, there are other changes that cannot be made once you’ve purchased; for example, you can’t add or remove a traveler from your policy once you’ve bought it. Make sure you give information as accurately as possible when you purchase a travel insurance plan so that you don’t have to go back and amend things. Also, some changes – like a radical change to your destination – may actually change your premium cost.
Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.
