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AIG Travel Travel Guard Essential Expanded

The AIG Travel Travel Guard Essential Expanded plan includes all of the benefits of the Travel Guard Basic plan, and much more. This plan may appeal to families traveling with children, as one child age 17 or under can be added to the plan for no additional premium with each covered adult. You never know what may happen, especially while traveling with children, so it is best to be prepared.

The plan is a comprehensive travel insurance plan that includes trip cancellation, trip interruption, baggage loss or delay, travel delay as well as medical and emergency medical evacuation coverage.

Unlike the Travel Guard Basic plan, the Travel Guard Essential Expanded plan includes a pre-existing condition waiver if all eligibility conditions are met. This will allow you a little more flexibility with coverage if you’re concerned about an illness or injury due to a prior medical event. This is a time-sensitive benefit and the plan must be purchased within 15 days of making your initial trip payment.

For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase. Policy may not be available in all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Policy premium is non-refundable after purchase
Available to
New York Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason


Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Travel Guard Essential Expanded on our site
(4.48) of 5
on average based on 18 reviews.
A.M. Best Rating
Better Business Bureau Rating
I did not have to file a claim, so my review is not fully reliable.
Lily S.
I’m glad I did not have to file any kind of claim, but I had peace of mind knowing that if anything happened I was covered!
Beverly L.
48 hours before departure, my physician called and told me that routine tests had identified a condition which required immediate follow-up. I called AIG the next morning, was provided claim forms that day and the claim was approved in about 4 weeks. It was a pretty easy process.
John M.
See all reviews