Call us

AIG Travel Travel Guard Platinum

Like the other comprehensive travel insurance plans from AIG Travel, the Travel Guard Platinum plan offers a number of travel-related benefits to protect your travel investment.

While it features the highest coverage limits of protection offered by AIG Travel, it does have several time-sensitive benefits to take in to consideration, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages. This plan offers optional Cancel for Any Reason (if all eligibility requirements are met) that can be added on to the plan for an additional premium. This will allow you to cancel your trip for any reason, not just the list of covered reasons on the plan and be reimbursed up to 50% of your pre-paid, non-refundable trip cost.

If you meet all eligibility requirements and purchase the plan within 15 days after making your initial trip payment, this plan also offers a pre-existing condition exclusion waiver that will expand coverage to you in case an injury or illness is due to a prior medical event. Other time-sensitive benefits include Accidental Death & Dismemberment, and coverage for financial default of a covered travel supplier.

In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.

For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase. Policy may not be available in all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating


Medical Limit

Accidental Death

24-Hr Full Coverage
(Cannot be combined with Coverage for Accidental Death Flight)
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Flight Upgrade
(Cannot be combined with coverage for Accidental Death 24-Hour)

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AIG Travel Travel Guard Platinum on our site
(4.53) of 5
on average based on 147 reviews.
A.M. Best Rating
Better Business Bureau Rating
Too expensive
Karen C.
Insurance as you know is something you purchase and hope you will never use. We purchased the AIG Travel Travel Guard Platinum plan because we wanted to make sure we were covered in case of illness, death or some other less minor incident happened. When planning our adventures we always insure our travel investment with travel insurance. It's the smart thing to do! We learned long ago that "that could never happen to me" statement that we all tend to spout, is not true!
Joseph B.
Easy to purchase. Easy to carry with in case there was an emergency. Coverage was simple to understand and covered everything I was looking for. It doesn't get easier than that.
Daniel D.
See all reviews