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AIG Travel Travel Guard Silver

The AIG Travel Travel Guard Silver plan includes all of the benefits of the Travel Guard Basic plan, and much more. This plan may appeal to families traveling with children, as one child age 17 or under can be added to the plan for no additional premium with each covered adult. You never know what may happen, especially while traveling with children, so it is best to be prepared.

The plan is a comprehensive travel insurance plan that includes trip cancellation, trip interruption, baggage loss or delay, travel delay as well as medical and emergency medical evacuation coverage.

Unlike the Travel Guard Basic plan, the Travel Guard Silver plan includes a pre-existing condition exclusion waiver if all eligibility conditions are met. This will allow you a little more flexibility with coverage if you’re concerned about an illness or injury due to a prior medical event. This is a time-sensitive benefit and the plan must be purchased within 15 days of making your initial trip payment.

An Accidental Death – Flight Only benefit of $25,000 is included if purchased within 15 days after making your initial trip payment. If you are outside the timeframe to have this coverage included on your plan, there is an optional flight upgrade where you can add benefits up to $500,000, at an additional cost.

For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase. Policy may not be available in all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Travel Guard Silver on our site
(4.57) of 5
on average based on 644 reviews.
A.M. Best Rating
Better Business Bureau Rating
The claim was for Trip cancellation due to illness. The good part is that they spotted an inconsistency in the Doctor's Report and, instead of just denying the claim, they sent a clarification email with a form for the doctor to fill out. Once this form was returned to them, they paid promptly and fairly. So they actually care about their customers. The bad part is that it took them 10 weeks just to look at the claim after I filed it. And most of that was before the Pandemic. So expect to be treated fairly, but don't expect fast service.
Michael C.
Although payment was eventually made under the plan, it was very difficult to get information on the status of the claim. This, of course, could be because of the Coronavirus situation, but attempts to call by phone were of no avail. I was on hold for over an hour snd had to finally give up. Emails were also not answered. It was only after I contacted InsureMyTrip and told them of my problem that I received payment.
Myron B.
I purchased the insurance just in case and we were in Los Angeles when travel things started getting shut down. Although I made it home right on time, I felt good knowing I had purchased the insurance! It just helps relieve the stress!
Joe F.
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