Crum & Forster – Travel Insured International Worldwide Trip Protector
The Crum & Forster – Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of specific states only. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, and you live in a specific state, this plan is most likely a good fit for you and your family.
Of special note for families, children are covered at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost when at least one related adult is also covered on the plan.
The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.
This plan also includes missed connection and itinerary change benefit. This benefit will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.
This plan features two time-sensitive benefits that are included when you purchase the plan within 21 days following your initial trip payment and all eligibility requirements are met. These two benefits are a pre-existing condition waiver and financial default coverage. The pre-existing condition waiver can allow emergency medical coverage for an injury or illness related to prior medical history. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.
Optional benefits are available for this plan as well (options vary by state). These optional benefits help provide additional coverage to help protect you and your travel investment.
Coverages and Plan Info
The Crum & Forster – Travel Insured International Worldwide Trip Protector is a comprehensive trip cost protection plan with increased coverage limits and flexibility, available for residents of specific states only. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 50% |
Baggage Loss | $1,000 |
Baggage Delay | 3+ hours $500 max |
Medical Limit | $100,000 |
Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met. |
Pre-Existing Condition Lookback Period | 60 days |
Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Plan Type | Comprehensive |
Refund Policy | 14 Day Review Period |
Available to | U.S. Residents All children under 18 must be the immediate family members of the primary insured. |
AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 50% |
Financial Default | 14 Day Wait |
Terrorism in Itinerary City | Foreign and U.S. Domestic |
Interrupt for Any Reason | 75% of non-refundable trip cost (requires purchase within 21 days of Initial Trip Payment and certain conditions are met) (optional) |
Cancel for Any Reason | 75% of non-refundable trip cost (requires purchase within 21 days of Initial Trip Payment and certain conditions are met) (optional) |
Baggage Loss | $1,000 |
Baggage Delay | 3+ hours $500 max |
Travel Delay | 3+ hours $200/day $1,500 max |
Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Limit | $100,000 |
Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met. |
Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Full Coverage | $10,000 |
Common Carrier | Included in Accidental Death 24-Hour |
Flight Only | Optional Coverage may vary |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Emergency Assistance | Call for Details |
Rental Car | $50,000 (optional) |
Optional Coverages | Travel Inconvenience Travel Inconvenience – Bed Rest Event Ticket Registration Fee Electronic Equipment |
Notes | Included Benefits Cancel for Work Reasons Political/Security or Natural Disaster Evacuation Itinerary Change Missed Connection Pet Kennel Change Fee Frequent Traveler Reward |