Crum & Forster – Travel Insured International Worldwide Trip Protector Plus
The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all Crum & Forster – Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip. To see the complete list, please review the full certificate.
Unique to this Travel Insured plan, Interruption for Any Reason coverage is included by default. It is available for use 72 hours or more after your departure date. If you need to interrupt your trip for any reason not otherwise covered by this plan, you can be reimbursed up to 75% for your unused non-refundable land or water travel arrangements.
Cancel for Any Reason coverage is also available with this plan. The coverage reimburses up to 75% of your non-refundable trip cost if you cancel your trip up to 48 hours prior to the scheduled departure date.
This plan’s medical coverage acts as primary insurance. You do not need to have another health insurance plan in order to use this one. It will be your first line of defense if any injury or illness should occur while you are traveling.
This plan also includes a 24-hour travel assistance service available to assist you with anything from medical referrals while on your trip, to coordinating a medical evacuation, to concierge services. Whether it is a serious medical emergency during your trip, or if you need help finding a certain restaurant at your destination, the coverage and services offered with this plan can help in many ways.
Coverages and Plan Info
The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all Crum & Forster – Travel Insured International plans. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,000 |
| Baggage Delay | 12+ hours $300 max (secondary) |
| Medical Limit | $100,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met. |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 14 Day Review Period |
| Available to | U.S. Residents All children under 18 must be the immediate family members of the primary insured. |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 Day Wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | 75% of non-refundable trip cost |
| Cancel for Any Reason | 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional) |
| Baggage Loss | $1,000 |
| Baggage Delay | 12+ hours $300 max (secondary) |
| Travel Delay | 6+ hours $200/day $1,000 max (secondary) |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $100,000 |
| Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $10,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Optional Coverage may vary |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 |
| Optional Coverages | Increase Benefit Limit |
| Notes | Included Benefits Cancel for Work Reasons Identity Theft Services Non-Medical Emergency Evacuation Itinerary Change |
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