Generali Global Assistance Premium
If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all three Generali plans offered by InsureMyTrip, including trip interruption of up to 175% of the total trip cost insured, $2,000 for baggage and Sporting Equipment coverage per plan holder, and $1,000,000 in Emergency Assistance and Transportation coverage per plan holder.
This plan also includes:
Coverage for pre-existing conditions within 24 hours of final payment provided you are medically able to travel when you purchase insurance and you insure 100% of your pre-paid trip costs that may be subject to cancellation penalties or restrictions.
Rental Car coverage to protect against certain damages to your rental car while on your trip (not available for residents of Texas).
Along with the offered coverages, Generali Global Assistances’ Premium plan also provides a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arranging event tickets and schedule golf tee times, assistance is just a phone call away.
Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures.
Coverages and Plan Info
If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all Generali plans offered by InsureMyTrip. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 75% |
| Baggage Loss | $2,000 |
| Baggage Delay | 12+ hours $500 max |
| Medical Limit | $250,000 (secondary) |
| Pre-Existing Condition Waiver | If purchased prior to or within 24 hours of Final Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 180 days |
| Medical Evacuation | $1,000,000 (secondary) |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 75% |
| Financial Default | If purchased prior to or within 24 hours of Final Trip Payment and certain conditions are met |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 60% of non-refundable trip cost [requires purchase within 24 hours of Initial Trip Payment and certain conditions are met. Available up to a maximum of $10,000 Trip Cost per person.] (optional) |
| Baggage Loss | $2,000 |
| Baggage Delay | 12+ hours $500 max |
| Travel Delay | 6+ hours $300/day $1,000 max |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $250,000 (secondary) |
| Dental | Included in Medical (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 24 hours of Final Trip Payment and certain conditions are met. |
| Lookback Period | 180 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $50,000 $100,000 Policy Limit |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | $50,000 $100,000 Policy Limit |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 (secondary) |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $25,000 $25,000 Policy Limit |
| Optional Coverages | – |
| Notes | Included Benefits On Demand Medical Care Identity Theft Resolution Services Sports Equipment Coverage |
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