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International Medical Group iTravelInsured Travel LX

The iTravelInsured Travel LX plan has excellent coverage, like the iTravelInsured Travel SE plan, but with additional included benefits. The plan is specifically designed for luxury and adventure trips to exotic locations.

The LX plan offers a pre-existing condition waiver if your plan is purchased at or before the final payment for your trip (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuation and automatically includes the hospital of choice benefit as well. The plan also includes $50,000 for Political or Security Evacuation and Natural Disaster Evacuation.

Additionally, this plan includes missed trip connection for coverage if you miss your trip departure because your arrival at your trip destination is delayed for at least three consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

View Plan Certificate

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Baggage Loss
$2,500
Baggage Delay
12+ hours
$500 max.
Medical Limit
$500,000
Pre-Existing Condition Waiver
If insurance purchased at or before the Final Payment for Your Trip and certain conditions are met
Pre-Existing Condition Lookback Period
60 Days
Medical Evacuation
$1,000,000

Plan Info

Plan Type

Comprehensive

View Certificate

View Certificate

Refund Policy
10 Day Review Period
Available to

U.S. Residents

AM Best Rating

A

Trip Protection

Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
Details
Terrorism in Itinerary City
Foreign and U.S. Domestic
Interrupt for Any Reason
—
Cancel for Any Reason
—
Baggage Loss
$2,500
Baggage Delay
12+ hours
$500 max.
Travel Delay
6+ hours
$250/day
$2,500 max.
Vacation Rental Damage
—

Medical

Medical Limit
$500,000
Dental
$1,000 aggregate limit included in Medical

Pre-Existing Conditions

Waiver
If insurance purchased at or before the Final Payment for Your Trip and certain conditions are met
Lookback Period
60 Days

Accidental Death

24-Hr Full Coverage
—
Common Carrier
$100,000
Flight Only

Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation
$1,000,000

Additional Benefits

24-Hour Emergency Assistance
Details
Rental Car
$40,000
Optional Coverages
—
Notes

Included Benefits


Change Fee - $300

Frequent Traveler Reward - $75

Political or Security Evacuation & Natural Disaster Evacuation - $50,000

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the International Medical Group iTravelInsured Travel LX on our site
(4.45) of 5
on average based on 680 reviews.

A

A.M. Best Rating
A+
Better Business Bureau Rating
I will never again use insure my trip I purchased img global for a trip I took in Sept 2023.My husband needed medical care it took 7 months to get a check I was calling constantly and emailing more times that I could count.IMG is located in England and I couldn’t get anyone to call me back.i was frustrated with what it took to finally get my money. Unfortunately I am using the insurance again for a trip this Sept I had previously purchased it before all this happened. Never again. In all my years I never experienced this kind of customer service from IMG.
Joseph R.
Hard to tell due to the fact did not need them or file a claim
Richard G.
I had to cancel my trip due to illness, so I filed a claim. There was some confusion on what was covered, but once that got sorted out, they did pay for my cancelled flight. The problems with this company are: a) They require notification within 20 days for all losses. This is ridiculous; most companies allow much more. If you have a loss while you are on the trip, you might not be able to make that deadline. b) The claim submission website has numerous bugs. First it assigned my claim to the wrong policy. Then, halfway through the process, it got stuck in a loop, asking me to re-submit documents and then rejecting them because they had already been submitted. c) They took 11 weeks to resove my claim, which is slow. One week was due to the confusion on what was covered, but the rest was their bureaucracy. I won't use them again.
Michael P C.
See all reviews

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iTravelInsured Travel SE

  • A budget-friendly comprehensive plan for world travelers
  • Coverage for pre-existing conditions available when purchased within 20 days of initial trip payment
  • Coverage available for missed trip connection
  • A 24-hour emergency assistance hotline is available for all travelers
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from 2401 customers

iTravelInsured Travel LX with CFAR

  • Cancellation and Interruption for Any Reason coverage, if insurance is purchased within 20 days of your initial trip deposit and certain conditions are met
  • Coverage for pre-existing conditions available If insurance purchased within 20 days of your initial trip deposit and certain conditions are met
  • Included benefits such as search and rescue, natural disaster evacuation, and sports equipment rental
  • A 24-hour emergency assistance hotline is available for all travelers
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There are not enough customer ratings for this product.

Patriot International Lite

  • Medical coverage for a single-trip
  • Choose from one of the multiple medical limits
  • Optional rider for adventure sports is available to enhance coverage
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Patriot America Lite

  • Medical coverage for a single-trip
  • Only available for non-U.S. residents traveling outside of their home country with a U.S visit
  • Choose from one of the multiple medical limits
  • Coverage available for political evacuation and repatriation
More benefits...

Average rating:

from 152 customers

Claims Information

Claims
(866) 243-7524
(317) 655-9798 (If overseas, call collect.)
[email protected]
https://www.imglobal.com/member
Emergency
1-317-655-4500

[email protected]
Mailing Address
IMG iTravelInsured Claims
P.O. Box 241853
Apple Valley, MN 55124

* Not available in all plans, please review the plan details before purchasing.

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