International Medical Group iTravelInsured Travel LX
The iTravelInsured Travel LX plan has excellent coverage, like the iTravelInsured Travel SE plan, but with additional included benefits. The plan is specifically designed for luxury and adventure trips to exotic locations.
The LX plan offers a pre-existing condition waiver if your plan is purchased at or before the final payment for your trip (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuation and automatically includes the hospital of choice benefit as well. The plan also includes $50,000 for Political or Security Evacuation and Natural Disaster Evacuation.
Additionally, this plan includes missed trip connection for coverage if you miss your trip departure because your arrival at your trip destination is delayed for at least three consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.
Coverages and Plan Info
The iTravelInsured Travel LX plan has excellent coverage, like the iTravelInsured Travel SE plan, but with additional included benefits. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 |
| Baggage Delay | 12+ hours $500 max. |
| Medical Limit | $500,000 |
| Pre-Existing Condition Waiver | If insurance purchased at or before the Final Payment for Your Trip and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | Varies by State |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | – |
| Baggage Loss | $2,500 |
| Baggage Delay | 12+ hours $500 max |
| Travel Delay | 6+ hours $250/day $2,500 max |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $500,000 |
| Dental | $1,000 aggregate limit included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased at or before the Final Payment for Your Trip and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | – |
| Common Carrier | $100,000 |
| Flight Only | Included in Accidental Death – Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $40,000 |
| Optional Coverages | – |
| Notes | Included Benefits Cancel for Work Reasons Pet Kennel – $100 per day/$500 max. per pet Missed Connection – $500 Change Fee – $300 Frequent Traveler Reward – $75 Political or Security Evacuation & Natural Disaster Evacuation – $50,000 Search and Rescue – $10,000 Sports Equipment Rental – $500 per day/$2,000 max. Traveling Companion Bedside Daily Benefit – $200 per day/$1,000 max. Hospital of Choice Teladoc |
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