International Medical Group Patriot America Lite
The International Medical Group Patriot America Lite plan is a single-trip medical plan which offers coverage for non-U.S. residents traveling outside of their home country with a U.S. visit. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.
The Patriot America Lite plan provides you with the option of choosing for a range of medical coverage limits. Available options are $50,000, $100,000, $500,000, $1,000,000 for anyone 69-years-old or younger. If you are 70-79, the maximum medical limit is $50,000. If you are 80 or older, the maximum is $10,000. This plan also has a pre-existing condition look-back period of three years.
This plan comes defaulted with a $250 standard deductible. A traveler may opt to select a different deductible amount from a range of options. This allows you to build a plan that works for your coverage needs and your out-of-pocket expenses.
Finding the best care while you’re traveling is often a concern. This plan offers evacuation coverage for emergency medical needs as well as political and natural disaster evacuation and repatriation. These benefits will help to cover costs for transportation if deemed necessary due to the circumstances and arranged through the assistance company.
The Patriot America plan also includes limited travel-related benefits for trip interruption and baggage. This will help for a variety of reasons. If your bags are lost or stolen during the trip, you may be eligible for reimbursement. If you need to interrupt your trip due to a covered reason, the plan can help to defray the cost of getting back home.
This plan also has a few optional coverages for travelers. You can choose to add the Adventure Sports Rider for added coverage during your trip. Please refer to the full certificate for further details.
Coverages and Plan Info
The International Medical Group Patriot America Lite plan is a single-trip medical plan which offers coverage for non-U.S. residents traveling outside of their home country with a U.S. visit. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Limit | Medical limits may vary Pre-certification Provisions/Requirements Coinsurance for Eligible Medical Expenses |
Sudden Recurrence | – |
Pre-Existing Lookback Period | 3 Years |
Medical Evacuation | $1,000,000 max (secondary) |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Plan Type | Single-Trip Medical |
Refund Policy | Varies by Request Date |
Available to | Non-U.S. Residents with U.S. Visit |
AM Best Rating | A– |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Interruption | $10,000 – Return Travel |
Baggage Loss | $500 max (secondary) |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Limit | Medical limits may vary Pre-certification Provisions/Requirements Coinsurance for Eligible Medical Expenses |
Complications of Pregnancy | – |
Terrorism | $50,000 max. |
Dental | Emergency Relief of Pain – $300 max. (secondary) Traumatic Dental Injury – Up to Medical max. (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Sudden Recurrence | – |
Lookback Period | 3 Years |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Full Coverage | $50,000 Accidental Death Rider (optional) |
Common Carrier | Up to $100,000 (varies by age) |
Flight Only | Included in Accidental Death – Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Evacuation | $1,00,000 max (secondary) |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Emergency Assistance | Call for Details |
Rental Car | $40,000 |
Optional Coverages | Deductible limits may vary $250 Emergency Room Deductible Cell Phone Rider TelaDoc Rider Adventure Sports Rider |
Notes | Included Benefits Natural Disaster Evacuation Political Evacuation and Repatriation Identity Theft Incidental Trip |