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International Medical Group Patriot America Lite

The International Medical Group Patriot America Lite plan is a single-trip medical plan which offers coverage for non-U.S. residents traveling outside of their home country with a U.S. visit. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.

The Patriot America Lite plan provides you with the option of choosing for a range of medical coverage limits. Available options are $50,000, $100,000, $500,000, $1,000,000 for anyone 69-years-old or younger. If you are 70-79, the maximum medical limit is $50,000. If you are 80 or older, the maximum is $10,000. This plan also has a pre-existing condition look-back period of three years.

This plan comes defaulted with a $250 standard deductible. A traveler may opt to select a different deductible amount from a range of options. This allows you to build a plan that works for your coverage needs and your out-of-pocket expenses.

Finding the best care while you’re traveling is often a concern. This plan offers evacuation coverage for emergency medical needs as well as political and natural disaster evacuation and repatriation. These benefits will help to cover costs for transportation if deemed necessary due to the circumstances and arranged through the assistance company.

The Patriot America plan also includes limited travel-related benefits for trip interruption and baggage. This will help for a variety of reasons. If your bags are lost or stolen during the trip, you may be eligible for reimbursement. If you need to interrupt your trip due to a covered reason, the plan can help to defray the cost of getting back home.

This plan also has a few optional coverages for travelers. You can choose to add the Adventure Sports Rider for added coverage during your trip. Please refer to the full certificate for further details.

Coverages and Plan Info

The International Medical Group Patriot America Lite plan is a single-trip medical plan which offers coverage for non-U.S. residents traveling outside of their home country with a U.S. visit. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical LimitMedical limits may vary

Pre-certification

Provisions/Requirements

Coinsurance for Eligible Medical Expenses
Sudden Recurrence
Pre-Existing Lookback Period3 Years
Medical Evacuation$1,000,000 max (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeSingle-Trip Medical
Refund PolicyVaries by Request Date
Available toNon-U.S. Residents with U.S. Visit
AM Best RatingA

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption$10,000 – Return Travel
Baggage Loss$500 max (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical LimitMedical limits may vary

Pre-certification Provisions/Requirements


Coinsurance for Eligible Medical Expenses
Complications of Pregnancy
Terrorism$50,000 max.
DentalEmergency Relief of Pain – $300 max. (secondary)

Traumatic Dental Injury – Up to Medical max. (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Sudden Recurrence
Lookback Period3 Years

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$50,000

Accidental Death Rider (optional)
Common CarrierUp to $100,000 (varies by age)
Flight OnlyIncluded in Accidental Death – Common Carrier

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$1,00,000 max (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car$40,000
Optional CoveragesDeductible limits may vary

$250 Emergency Room Deductible

Cell Phone Rider

TelaDoc Rider

Adventure Sports Rider
NotesIncluded Benefits

Natural Disaster Evacuation

Political Evacuation and Repatriation

Identity Theft

Incidental Trip

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