Nationwide Vacation Renter Protector
The Nationwide Vacation Renter Protector plan is a comprehensive plan that includes Property Damage coverage in the amount of $1,500 (varies by state). This property damage coverage helps protect from expenses should accidental damage occur to your rental property during your trip. Accidental damage to the rental home may include broken lamps, windows and glass, damaged doors, electronics, stained bedding or linens, walls and furniture, lost keys, and re-keying costs.
Also included in this plan are the benefits that can be found in a typical comprehensive plan. Such as, but not limited to, trip cancellation, trip interruption, emergency medical coverage, travel delay, and baggage loss.
This plan is available only to travelers who will be renting and staying in a vacation rental property during their trip.
Coverages and Plan Info
The Nationwide Vacation Renter Protector plan is a comprehensive plan that includes Property Damage coverage. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Protect your trip with cancellation, interruption, delay and medical benefits.
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost |
| Baggage Loss | $250 (secondary) |
| Baggage Delay | 24+ hours $250 max. |
| Medical Limit | $25,000 (secondary) |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $150,000 Repatriation of Remains $25,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents that will be renting a vacation property during their trip |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost |
| Financial Default | 10 Day Wait |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 70% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met.] (optional) |
| Baggage Loss | $250 (secondary) |
| Baggage Delay | 24+ hours $250 max. |
| Travel Delay | 12+ hours $200/day $600 max. |
| Vacation Rental Damage | $1,500 per policy Vacation Rental Damage Coverage is a per policy limit, not per person |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $25,000 (secondary) |
| Dental | $500 included in Medical (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $10,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $150,000 Repatriation of Remains $25,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $25,000 (optional) |
| Optional Coverages | – |
| Notes | Included Benefit Pet Medical Expense – $1,000 |
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