WorldTrips Atlas MultiTrip
The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country.
This multi-trip travel medical insurance plan covers trips up to 30 or 45 days in length per trip, but you may take several trips throughout a period of one year. This plan is designed for the frequent traveler who takes time to explore and is not nervous about trip cancellation needs.
The Atlas MultiTrip plan requires you to have primary medical coverage in force to be eligible for coverage. The maximum lifetime medical limit for travelers is $1,000,000. The Atlas MultiTrip also includes coverage for acute onset of a pre-existing condition. This coverage is only available for travelers under the age of 70.
If you take several trips during the year, you may also be interested in sports and activities while you are traveling. This plan offers coverage that will give some flexibility for medical care when it comes to any injuries sustained during sports and activities. Check the full certificate for all the details.
This plan also provides coverage for crisis response, personal liability, and a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.
Coverages and Plan Info
The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $1,000,000 (secondary) $250 deductible |
| Sudden Recurrence | Acute Onset Up to Medical Maximum $25,000 Medical Evac. |
| Pre-Existing Lookback Period | 2 years |
| Medical Evacuation | $1,000,000 max. Lifetime Limit (secondary) |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Multi-Trip Medical |
| Refund Policy | Prior to Effective Date |
| Available to | Residents of Any Country with Primary Health Coverage |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Interruption | $10,000 |
| Baggage Loss | $1,000 (secondary) |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $1,000,000 (secondary) $250 deductible |
| Complications of Pregnancy | First 26 weeks of pregnancy only |
| Terrorism | $50,000 max. Lifetime Limit |
| Dental | $300 max. (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Sudden Recurrence | Acute Onset Up to Medical Maximum $25,000 Medical Evac. |
| Lookback Period | 2 years |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | Up to $25,000 [varies by age] Optional upgrade available |
| Common Carrier | Up to $50,000 [varies by age] |
| Flight Only | Included in Accidental Death Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 max. Lifetime Limit (secondary) |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Optional Coverages | 30 day or 45 day trip length membership Personal Liability Upgrade Crisis Response Upgrade |
| Notes | Included Benefits: $250 per day, 5 days max. for Natural Disaster – Replacement Accommodations $100,000 for Political Evacuation $10,000 for Crisis Response Benefit $25,000 for Personal Liability Benefit If the proposed insured (and the person buying the insurance if in Maryland) is physically located in the State of NY, MD or WA, or the countries of Australia or Canada, you are prohibited from purchasing this plan. |
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