Travelex Ultimate
The Travelex Ultimate plan is the highest coverage level plan offered in this family of products. It features high coverage levels as well as optional upgrades which can tailor the plan to fit your travel needs.
The plan offers standard comprehensive travel insurance benefits such as trip cancellation and interruption as well as travel delay coverage. It also offers coverage for lost, stolen, or damaged baggage.
This plan also offers emergency medical expense coverage and emergency medical evacuation. If you purchase the plan within 21 days of your initial trip payment, you insure all pre-paid and non-refundable trip costs, and you are medically fit for travel at the time of plan purchase, a pre-existing conditions exclusions waiver can be included.
Additional optional upgrades are available that allow you to tailor the plan to your needs. These upgrades include: Additional medical upgrade, Adventure Acitivies upgrade, Rental Car Damage coverage, Cancel for Any Reason (Cancel for Any Fortuitous Reason in NY), Accidental Death for Air Travel, Pet Care, Security Deposit, Cancel For Business Reasons, and additional Baggage. Cancel for Any Reason offers reimbursement for up to 75% of your prepaid and nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit (other purchase restrictions apply). For more details on these benefits, please read the full policy (optional upgrades not available in all states).
One thing to note is that coverage on this plan is Primary, which means easy one-time claims filing so less time and hassle to receive reimbursement for eligible losses from Travelex first. Funds may be recovered from your medical or other collectible insurance plans.
Coverages and Plan Info
The Travelex Ultimate plan is the highest coverage level plan offered in this family of products. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information only. Coverage may vary by state.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,000 $500 per article limit |
| Baggage Delay | 12+ hours $500 max |
| Medical Limit | $250,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met. |
| Pre-Existing Condition Lookback Period | 90 Days (varies by state) |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information only. Coverage may vary by state.
| Plan Type | Comprehensive |
| Refund Policy | 21 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information only. Coverage may vary by state.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 Day Wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Included if occurs on or within 30 days prior to departure |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 75% of non-refundable trip cost – requires purchase within 21 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of $10,000 Trip Cost per person [view Policy Wording for more details] (optional) |
| Baggage Loss | $2,000 $500 per article limit |
| Baggage Delay | 12+ hours $500 max. |
| Travel Delay | 5+ hours $250/day $2,000 max |
| Vacation Rental Damage | – |
Medical
Plan details are for general information only. Coverage may vary by state.
| Medical Limit | $250,000 |
| Dental | $500 |
Pre-Existing Conditions
Plan details are for general information only. Coverage may vary by state.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 90 Days (varies by state) |
Accidental Death
Plan details are for general information only. Coverage may vary by state.
| 24-Hr Full Coverage | $25,000 |
| Common Carrier | – |
| Flight Only | Optional Limit may vary |
Evacuation
Plan details are for general information only. Coverage may vary by state.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information only. Coverage may vary by state.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 [$100 Deductible] (optional) |
| Optional Coverages | $250,000 additional Medical $250 Pet Care /$2,500 Pet Veterinarian Expense $100,000 for Security Evacuation and $10,000 for Search and Rescue Benefit Increased Baggage Loss limit – $3,000, Electronic and Professional Equipment – $2,000, Sporting Equipment Rental – $2,000, and Sporting Equipment Delay – $1,500 Up to 100% of Trip Cost for Cancel For Business Reasons [if purchased within 21 days of Initial Trip Payment] |
| Notes | Included Benefits $15,000 for Hospital Admission Guarantee Charge or Medical Expense Guarantee Charge Benefit $750 for Missed Connections [Air and Cruises Only] $250 for Frequent Traveler Awards Benefit $200 for Reissue Fee $600 for Trip Inconvenience Benefits |
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