WorldTrips Atlas Journey Explore
Atlas Journey Explore, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad.
This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.
Atlas Journey Explore also includes several travel medical benefits to help cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.
Customize your Atlas Journey Explore plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.
Other optional upgrades include Adventure Sports, Rental Car Damage and Theft, Medical Evacuation, and Pet Care.
Finally, the Atlas Journey Explore plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance, transportation services, emergency travel services, pre-trip information, referrals, and more.
While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Explore is designed to be there for you if trouble arises.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
Coverages and Plan Info
Atlas Journey Explore, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Protect your trip with cancellation, interruption, delay and medical benefits.
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,500 $500 per article limit |
| Baggage Delay | 12+ hours $300 max. |
| Medical Limit | $150,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met. |
| Pre-Existing Condition Lookback Period | 90 days |
| Medical Evacuation | $750,000 (secondary) |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 15 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A++ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 Day Wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 50% or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional) |
| Baggage Loss | $1,500 $500 per article limit |
| Baggage Delay | 12+ hours $300 max. |
| Travel Delay | 5+ hours $150/day $2,000 max. (secondary) |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $150,000 |
| Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 90 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $25,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $750,000 (secondary) |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 ($250 ded.) (secondary) (optional) |
| Optional Coverages | Adventure Sports Upgrade Medical Evacuation Hospital of Choice and Increased Maximum Benefit Limit – $2,000,000 Pet Boarding/Medical Upgrade – $250/$500 |
| Notes | Included Benefits Cancel for Work Reasons |
Other plans by WorldTrips
Explore All
-
WorldTrips Atlas Rental Secure
WorldTrips Atlas Rental Secure Atlas Rental Secure, underwritten by U.S. Specialty Insurance Company (USSIC), is a vacation rental travel insurance …
Comprehensive Single -
WorldTrips Atlas MultiTrip
WorldTrips Atlas MultiTrip The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to …
Medical Multi -
WorldTrips Atlas Journey Premier
WorldTrips Atlas Journey Premier Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, …
Comprehensive Single -
WorldTrips Atlas Journey Preferred
WorldTrips Atlas Journey Preferred Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, …
Comprehensive Single -
WorldTrips Atlas Journey Escape
WorldTrips Atlas Journey Escape Atlas Journey Escape, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan …
Comprehensive Single -
WorldTrips Atlas Journey Elevate
WorldTrips Atlas Journey Elevate Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan …
Comprehensive Single -
WorldTrips Atlas International Visa
WorldTrips Atlas International Visa The WorldTrips Atlas International Visa plan is a single-trip travel medical plan that is designed to …
Medical Schengen Visa Single -
WorldTrips Atlas International
WorldTrips Atlas International The WorldTrips Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who …
Medical Single -
WorldTrips Atlas America
WorldTrips Atlas America The WorldTrips Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of …
Medical Single