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WorldTrips Atlas Journey Preferred

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Preferred also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

Customize your Atlas Journey Preferred plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Preferred plan features travel assistance services to assist you before and after you depart on your trip. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Preferred is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Baggage Loss$1,500
$500 Per Article Limit
(secondary)
Baggage Delay12+ hours
$300 max
. (secondary)
Medical Limit$100,000 (secondary)
Pre-Existing Condition WaiverIf insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period90 days
Medical Evacuation$1,000,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeComprehensive
Refund Policy15 Day Review Period
Available toU.S. Residents
AM Best RatingA++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Financial Default14 Day Wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason50% or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Baggage Loss$1,500
$500 Per Article Limit (secondary)
Baggage Delay12+ hours
$300 max. (secondary)
Travel Delay5+ hours
$150/day
$2,000 max
. (secondary)
Vacation Rental Damage

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit$100,000 (secondary)
Dental$750 included in Medical (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

WaiverIf insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$20,000 (secondary)
Common CarrierIncluded in Accidental Death 24-Hour
Flight OnlyIncluded in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car$50,000 [$250 ded.] (secondary) (optional)
Optional CoveragesAdventure Sports Upgrade

Pet Care Upgrade

Hunting and Fishing Upgrade

Vacation Rental Accommodation Upgrade

School Activities Upgrade

Destination Wedding Upgrade (requires purchase within 21 days of Initial Trip Payment)

Baggage Upgrade

Primary Medical Upgrade

Medical Evacuation Upgrade
NotesIncluded Benefits

Missed Connection

Travel Inconvenience

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