WorldTrips Atlas Journey Premier
Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.
This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.
Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.
You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.
Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.
Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.
While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.
In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
Coverages and Plan Info
Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Protect your trip with cancellation, interruption, delay and medical benefits.
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 50% |
Baggage Loss | $2,000 $500 Per Article Limit (secondary) |
Baggage Delay | 12+ hours $500 max. |
Medical Limit | $150,000 |
Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
Pre-Existing Condition Lookback Period | 90 days |
Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Plan Type | Comprehensive |
Refund Policy | 15 Day Review Period |
Available to | U.S. Residents |
AM Best Rating | A++ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 50% |
Financial Default | 14 Day Wait, if purchased within 21 days of Initial Trip Payment |
Terrorism in Itinerary City | Foreign and U.S. Domestic |
Interrupt for Any Reason | 50% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional) |
Cancel for Any Reason | 50 or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional) |
Baggage Loss | $2,000 $500 Per Article Limit (secondary) |
Baggage Delay | 12+ hours $500 max. |
Travel Delay | 5+ hours $200/day $2,000 max. |
Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Limit | $150,000 |
Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
Lookback Period | 90 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Full Coverage | $25,000 |
Common Carrier | Included in Accidental Death 24-Hour |
Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Emergency Assistance | Call for Details |
Rental Car | $50,000 [$250 ded.] (optional) |
Optional Coverages | Adventure Sports Upgrade Pet Care Upgrade Hunting and Fishing Upgrade Vacation Rental Accommodation Upgrade School Activities Upgrade Destination Wedding Upgrade (requires purchase within 21 days of Initial Trip Payment) Baggage Upgrade |
Notes | Included Benefits Missed Connection Travel Inconvenience |