Skip to main content
Worldtrips Travel Insurance Logo SVG

WorldTrips Atlas Journey Premier

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Baggage Loss$2,000
$500 Per Article Limit
(secondary)
Baggage Delay12+ hours
$500 max
.
Medical Limit$150,000
Pre-Existing Condition WaiverIf insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period90 days
Medical Evacuation$1,000,000

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeComprehensive
Refund Policy15 Day Review Period
Available toU.S. Residents
AM Best RatingA++

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Financial Default14 Day Wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason50% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Cancel for Any Reason50 or 75% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (optional)
Baggage Loss$2,000
$500 Per Article Limit (secondary)
Baggage Delay12+ hours
$500 max
.
Travel Delay5+ hours
$200/day
$2,000 max
.
Vacation Rental Damage

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit$150,000
Dental$750 included in Medical

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

WaiverIf insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period90 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$25,000
Common CarrierIncluded in Accidental Death 24-Hour
Flight OnlyIncluded in Accidental Death 24-Hour

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$1,000,000

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car$50,000 [$250 ded.] (optional)
Optional CoveragesAdventure Sports Upgrade

Pet Care Upgrade

Hunting and Fishing Upgrade

Vacation Rental Accommodation Upgrade

School Activities Upgrade

Destination Wedding Upgrade (requires purchase within 21 days of Initial Trip Payment)

Baggage Upgrade
NotesIncluded Benefits

Missed Connection

Travel Inconvenience

Other plans by WorldTrips

Explore All
  1. WorldTrips Atlas America

    WorldTrips Atlas America The WorldTrips Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of …

    Medical Single
  2. WorldTrips Atlas International

    WorldTrips Atlas International The WorldTrips Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who …

    Medical Single
  3. WorldTrips Atlas International Visa

    WorldTrips Atlas International Visa The WorldTrips Atlas International Visa plan is a single-trip travel medical plan that is designed to …

    Medical Schengen Visa Single
  4. WorldTrips Atlas Journey Elevate

    WorldTrips Atlas Journey Elevate Atlas Journey Elevate, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan …

    Comprehensive Single
  5. WorldTrips Atlas Journey Escape

    WorldTrips Atlas Journey Escape Atlas Journey Escape, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan …

    Comprehensive Single
  6. WorldTrips Atlas Journey Explore

    WorldTrips Atlas Journey Explore Atlas Journey Explore, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive trip protection plan …

    Comprehensive Single
  7. WorldTrips Atlas Journey Preferred

    WorldTrips Atlas Journey Preferred Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC) 13403 Northwest Freeway Houston, TX 75379-7408, …

    Comprehensive Single
  8. WorldTrips Atlas MultiTrip

    WorldTrips Atlas MultiTrip The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to …

    Medical Multi
  9. WorldTrips Atlas Rental Secure

    WorldTrips Atlas Rental Secure Atlas Rental Secure, underwritten by U.S. Specialty Insurance Company (USSIC), is a vacation rental travel insurance …

    Comprehensive Single
Explore All

Stay connected with the latest travel news & stories

This field is for validation purposes and should be left unchanged.