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WorldTrips Atlas America

The WorldTrips Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of their home country and coming to the United States. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps. You are able to customize your plan by selecting the medical limit and deductible amount that best fit your needs.

Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel protection coverage in this plan is baggage protection. It provides coverage for replacement of clothes and personal hygiene items if your bag is lost during transit.

Incidental Home Country Coverage is available to non-U.S. citizens or residents to a maximum of 30 days per three-month period of coverage. If you have an incidental trip back to your home country and incur medical expenses during that time, this benefit may be necessary.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

The WorldTrips Atlas America is a single-trip travel medical plan available to non-U.S. citizens who are traveling outside of their home country and coming to the United States. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Stay healthy while abroad with travel medical insurance for emergencies.

Medical LimitMedical Limits may vary
Sudden RecurrenceAcute Onset
Medical limit varies by age
$25,000 Medical Evac.
Pre-Existing Lookback Period2 Years
Medical Evacuation$1,000,000 max. Lifetime Limit (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeSingle-Trip Medical
Refund PolicyVaries by Request Date
Available toNon-U.S. Citizens and Residents with a U.S. visit
AM Best RatingA

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption$10,000 max.
Baggage Loss$1,000 (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical LimitMedical Limits may vary
Complications of PregnancyFirst 26 weeks of pregnancy only
Terrorism$50,000 max. Lifetime Limit
Dental$300 max. (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Pre-Existing Conditions
Sudden Recurrence
Acute Onset
Medical limit varies by age
$25,000 Medical Evac.
Lookback Period2 Years

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full CoverageUp to $25,000 [varies by age]

Accidental Death and Dismemberment Rider – $25,000 (optional)
Common CarrierUp to $50,000 [varies by age]
Flight OnlyIncluded in Accidental Death Common Carrier

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$1,000,000 max. Lifetime Limit (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Optional CoveragesDeductible Limits may vary

Personal Liability Rider – $75,000

Crisis Response Rider – $90,000
NotesIncluded Benefits

Natural Disaster – Replacement Accommodations ($250/day, 5 day max.)

Political Evacuation – $100,000

If the proposed insured (and the person buying the insurance if in Maryland) is physically located in the State of NY, MD or WA, or the countries of Australia or Canada, you are prohibited from purchasing this plan.

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