Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
Generali Global Assistance
Standard
I did not file a claim for this plan but found it easy and convenient to purchase.
MaryLouise J. would
recommend this plan to a friend or relative.
GeoBlue
Trekker Essential
Fortunately our trip did not require any medical care. I was impressed that you provided a list of medical facilities in or near our destinations. we are eligible for Tricare coverage via US military facilities, but the important aspect of the coverage for us is the emergency transportation feature should anything major occur.
Thanks
Thanks
William M. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
Do Not be decieved in buying insurance that says cancel for any reason. It is not completely factual. You must cancel with in 48 hours for any reason. Otherwise not all reasons are covered. As was our case. So we wasted 164.00 on this insurance.
Joe S. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Luckily I haven’t needed to use the insurance.
Audre S. would
recommend this plan to a friend or relative.
The trip included a
tour
Travelex
Travel Max
I am disappointed in the plan. I feel that your exclusion to cover mental health issues as a cause for cancellation is discriminatory. My wife did not plan her breakdown so we could get money back on the trip. It happened at an inopportune time as health issues can do. If she had a "medical issue" such as appendicitis or a broken leg we would have been reimbursed but due to the bias that surrounds mental health in this country we were denied. A health issue is a health issue, be it medical or emotional, and all should be covered.
joan o. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Mike
Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel. We hope that fellow customers find your review and our reply educational.
The Travelex Travel Max plan does have the following exclusion: mental, nervous, or psychological disorders, except if hospitalized. This exclusion is a standard exclusion in most, if not all travel insurance plans. In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.Nov 28,2017
Generali Global Assistance
Standard
the plan covered my requirements but glad I did not have to use it! Smile :)
Roy H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
IMT
Travel Accident Plan
I did not have to use the plan but feel it would cover my needs. thanks
Roy H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
TravelSafe
Classic Plus
I have purchased travel insurance in the past but never filed a claim. In 2017 me and my wife planned to take a Mediterranean cruise and I purchased insurance from TravelSafe. Shortly after we put down our deposit and purchased plane tickets we found out my wife was pregnant. Since she would be in the third trimester at the time of the cruise, we decided to cancel our plans. I filed a claim with TripMate (they process the claims for TravelSafe) under the "cancel for any reason waiver" since pregnancy is not a covered medical condition.
Pros: As specified in the insurance contract, they did reimburse us for 75% of the cost of our plane tickets and trip deposit. Also, their price was reasonable relative to the other plans I looked at when I was shopping for trip insurance.
Cons: It did take them about three months to process the claim and for me and my wife to receive a check, even though it was a relatively simple claim. I don't know if that's standard for the industry. I didn't think the amount of paperwork was unreasonable, but I found it odd that they made me submit a bunch of tour information and then asked our travel agent for the exact same material. Luckily, our travel agent was willing to answer their questions and provide the information, even though we did not purchase the policy through her. If our travel agent decided not to answer their questions would we still have had our claim approved?
Pros: As specified in the insurance contract, they did reimburse us for 75% of the cost of our plane tickets and trip deposit. Also, their price was reasonable relative to the other plans I looked at when I was shopping for trip insurance.
Cons: It did take them about three months to process the claim and for me and my wife to receive a check, even though it was a relatively simple claim. I don't know if that's standard for the industry. I didn't think the amount of paperwork was unreasonable, but I found it odd that they made me submit a bunch of tour information and then asked our travel agent for the exact same material. Luckily, our travel agent was willing to answer their questions and provide the information, even though we did not purchase the policy through her. If our travel agent decided not to answer their questions would we still have had our claim approved?
Matthew S. would
recommend this plan to a friend or relative.
-
Carol
Special thanks to your travel agent who assisted you in gathering the necessary documents. Although we cannot predetermine a claim, you could also have requested assistance from a claim advocate at InsureMyTrip who would have acted as your intermediary during the claim process.Nov 18,2017
Generali Global Assistance
Standard
I have waited until a claim was settled. I thought the process was fair, though I had to repeat some information. The settlement was complete and thoroughly explained. My partner and I will certainly be repeat customers. He is already covered with an annual policy since he travels fairly often. I will be a repeater when my next opportunity arises. Mark us very satisfied.
Milton A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
International Medical Group
Patriot International Lite
No review
Laurie I. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
For Cancel for Any Reason, it is industry standard to require your trip to be cancelled 48-72 hours prior to your Scheduled Departure Date. The C+F Travel Insured International Worldwide Trip Protector Plus does require that you cancel 48 hours prior to departure. The certificate states the following:
'If You cancel Your Trip for any reason not otherwise covered by this Policy, benefits will be paid for 75% of the Prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip provided:
a) Your Payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received;
b) You insure 100% of the Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip 48 hours or more before Your Scheduled Departure Date.'
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.