Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
tour
Travelex
Travel Basic
Plan was fine but yet again, unused. Frankly, I think travel insurance is like throwing money away.
Martha T. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured Travel SE
Never had to use it but felt better that I did have coverage.
Elisa V. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
Patriot International Lite
The ability to review, compare and select a plan from a wide variety of offerings is very helpful, particularly if you are over 65. Fortunately, we didn't have to make a claim so that aspect is an unknown. It would be even more helpful if insuremytrip had a separate (or easily accessable) listing of reviews for those who went through the claim process.
Alan H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Generali Global Assistance
Standard
Easy to use website. Luckily,we did not have any travel issues.
Ronald I. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
Did not have to use the plan
Peter R. would
recommend this plan to a friend or relative.
The trip included a
cruise
HTH Worldwide
Trip Protector Preferred
Didn’t use so far everything is good.
Sharon D. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Custom
We happened to be in Madagascar when there was civil unrest with demonstrations in the streets of Tana that resulted in at least one death. There were also organized and spontaneous strikes by various groups of workers.
We were on an organized trip with an itinerary. Minutes before one flight, it and 2 others due to leave Tana at the same time were cancelled. We saw the crews of the 3 planes walking together to the terminal, talking to each other. It seemed clear to us that they had decided to strike. The result was that we could not reach our destination that night and no flight was scheduled for the next day. We had to return to our hotel and charter a plane the next day to resume our itinerary at our cost (approximately $1000).
We put in a claim to Generali Global Assistance with newspaper evidence of the unrest in the country at the time we were there. They rejected our claim because the trip interruption was not caused by an organized strike. They also cited an exclusion to Trip Interruption: civil disorder.
We were the victims of an arbitrary flight cancellation by Air Madagascar which gave the reason for the cancellation as "shortage of personnel". This cancellation, which was beyond our control, was why we took out a policy that included Trip Interruption.
We were on an organized trip with an itinerary. Minutes before one flight, it and 2 others due to leave Tana at the same time were cancelled. We saw the crews of the 3 planes walking together to the terminal, talking to each other. It seemed clear to us that they had decided to strike. The result was that we could not reach our destination that night and no flight was scheduled for the next day. We had to return to our hotel and charter a plane the next day to resume our itinerary at our cost (approximately $1000).
We put in a claim to Generali Global Assistance with newspaper evidence of the unrest in the country at the time we were there. They rejected our claim because the trip interruption was not caused by an organized strike. They also cited an exclusion to Trip Interruption: civil disorder.
We were the victims of an arbitrary flight cancellation by Air Madagascar which gave the reason for the cancellation as "shortage of personnel". This cancellation, which was beyond our control, was why we took out a policy that included Trip Interruption.
Patrick T. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Fortunately, all went well and we did not use it.
Ruth L. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
I invested in this plan specifically because I had booked a trip early in the year and it was uncertain if I would still be living in the United States or Mexico when the time came to travel. I was assured the policy would cover cancellation if I was living in Mexico and couldn't make my flights. When I called to file a claim because I was in Mexico at the time of the trip, I was told that situation was not covered. In my estimation, applying for this coverage was a waste of time and money.
Christina H. would not
recommend this plan to a friend or relative.
-
Carol
We are sorry to hear that you are not happy with our service, but you will be pleased to know that we do record all calls for the protection of our customers. Upon receiving your review, InsureMyTrip researched your call. According to the recorded conversation, our customer care representative advised that you would need to purchase Cancel for Any Reason if you wished to cancel your trip because you were moving to Mexico. She also advised that you would no longer have coverage under this policy should you move to Mexico but neglect to cancel this policy.
Once again, we are sorry for this confusion. Please feel free to call Customer Care at (800) 487-4722 if you wish to discuss further.Nov 21,2018
The trip included a
cruise
Generali Global Assistance
Standard
Fortunately we completed our trip without incident and did not need to use the insurance so we cannot rate the plan, but can comment on the high cost. It is a universal challenge. There should be some type of a rebate when you do not make a claim.
Mary P. would
recommend this plan to a friend or relative.
-
Carol
The terms and conditions as well as pricing of travel insurance is regulated by the state insurance commissioner which is a state-level position in all 50 states. The duties of the commissioner vary from state to state, but their general role is as a consumer protection advocate and insurance regulator. There is also a state department of insurance that is responsible for regulating companies and producers selling insurance in to insure that they obey state insurance laws.
Although travel insurance regulations value from state to state, travel insurance rebates are not currently available in any state.Nov 21,2018
Comprehensive plans are designed to cover as many risks as possible, but is very rare for any insurance plan to cover all possible risks. Civil unrest is a typical exclusion on any Comprehensive plan. In fact, that event would not covered under normal Trip Interruption with any company that we represent. Some of the plans that we offer include "Interruption for Any Reason" for 75% reimbursement as long as you have been on your trip for at least 48-72 hours. For more information about these plans, please call us at InsureMyTrip.
We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. We can be reached at 800-487-4722 if you have any questions or concerns.