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Travel Insurance Reviews Accidental Death Plans

Accidental Death and Dismemberment (AD&D) plans pay benefits if you should have a serious injury that results in dismemberment or loss of life. Loss of life benefits paid by these plans are in addition to any benefits paid by life insurance plans.

To learn more, read our Accidental Death Coverage article.

Customers rated our Accidental Death Plans
4.69 out of 5
1,275
ratings and reviews
98%
recommended
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Cruise
Filed claim
Travelex Flight Insure Plus
I always buy flight insurance from InsureMyTrip. Its easy to do and hope to never have to file a claim but it gives me peace of mind.
Ximena M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
IMT Travel Accident Plan
the phone agent was very helpful and nice!
Michael F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
AIG Travel Travel Guard Flight Guard
The upper limits on accidental death should be higher than 500k. That’s an antiquated dollar figure in 2018.
Guy B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
Travelex Flight Insure Plus
Excellent coverage for a great price; easy to navigate and purchase online before our trips. Highly recommend.
Harold B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
IMT Travel Accident Plan
Did not have to make a claim, thank goodness.
Daniel S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
IMT Travel Accident Plan
Provided a great deal of confidence that my wife would be financially protected should I meet an unanticipated and unlikely accident/death. At first, I was not going to tell her that I secured such a policy, but later changed my mind. I'm certain that she felt better from knowing. I would have liked the policy to cover the immediate flights prior to and after my international flights.
JOHN S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
IMT Travel Accident Plan
I slept well at night with this insurance plan. I'll get it again when I travel.
Jerry M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Travelex Flight Insure Plus
Thank good ness I didn't have to use it; but it felt good to have it.
Nancy M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard Flight Guard
Well ... I can say this ! Thank God I didn’t have to make a claim ( or someone on my behalf), cause I wouldn’t be around to spend the money... but like most people say, it was peace of mind. Worth the price.
Taras P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
IMT Travel Accident Plan
A trip begins when you leave your home. I was very disappointed to learn I was not covered during all phases of the trip, including all air travel whether in my home country or not. I would not purchase again unless commercial transportation inside my home country, USA, was included.
Daniel N. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comments pointing out that the IMT Travel Accident Plan was not written to provide flight accidental death coverage while the traveler is within United States airspace. The plan states that "Coverage will begin at 12:00 A.M. Eastern Standard Time on the latest of the following: 1) The date the Company receives a completed application or enrollment form; or 2) The moment Plan Participant exits their Home Country airspace; or 3) The Date the Company approves the Application; or 4) The Date requested by the Plan Participant.
    Coverage will end at 11:59 P.M. Eastern Standard Time on the earliest of the following: 1) The date Plan Participant is no longer in an Eligible Class; or 2) The date the Plan Participant returns to his or her Home Country unless otherwise covered under the Plan Document; or; 3) The expiration of 365 days from the Effective Date of Coverage; or 4) The date shown on the Schedule of Insurance issued by the Company."

    We do offer plans covering Flight Accidental Death and Dismember (AD&D) within and outside United States airspace on our website. This coverage may also be available for an additional premium under some of our Comprehensive Coverage Plans.

    If you wish assistance in purchasing a plan, please call Customer Care weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET.
    Dec 27,2017
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