Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I have been a customer of insuremytrip.com for more than a decade, they compare different rates with different insurance providers. I have mostly purchased insurance from Travelex through insuremytrip.com, here they act as a broker on behalf of different insurance providers. As a worldwide traveler I find that travel insurance is helpful when you travel internationally. Most of the time when I file a claim it is for medical assistance. Depending on where you go, the medical costs may be far less than here in the US. Unless you are seriously injured or ill and require hospitalization, it might be easier not to file a claim, especially in places where medical costs are extremely nominal even without local insurance. Unless you are admitted to the hospital you must pay out of pocket then file a claim for reimbursement. I have found this process oftentimes very cumbersome, as you have to fill out multiple pages of forms to submit a claim and be successfully reimbursed. At the same time, I do recommend those international travelers to definitely have the insurance, because in addition to medical assistance, it also helps with flight delay and loss of luggage etc. Review the Terms & Conditions carefully, as they may not cover storms that have already been announced or other exclusions. The insurance Only covers unforeseeable problems.
Taewoo L. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I thought the cost comparing with other alternatives was very fair. We did experience in-country (domestic) flights (Quito to Coca Ecuador round trip) that were cancelled at the last minute and required the service to be converted to a driven alternative, which resulted in a 6-7 hour drive each way in order to maintain scheduled itinerary - this was a bit uncomfortable, but we dealt with it to maintain our desired visits to the rainforest.
Dale M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I actually had to file a trip cancellation claim for medical reasons, and I was reimbursed fairly to my expectations. Claim was processed quickly, and the evidence required was appropriate, including Dr. notes and diagnosis. Sometimes getting insurance claims can be an uphill battle, but Berkshire stood by what coverages they provided and did pay the claim quickly. The claims process can be done completely online, and while you do need to spend some time gathering receipts and evidence, it's fairly easy to upload to the website. I'd use them again.
Stefan V. would
recommend this plan to a friend or relative.
C&F Travel Insured InternationalWorldwide Trip Protector Plus
Because of Covid we purchased Cancel for any reason plan. We used a credit given by the people we rented from the year before to pay for the trip. Once we agreed on a date I purchased the insurance to cover if things were still bad. We had to cancel because of Covid and my Husband's general health. He was not allowed to get the vaccine yet due to health conditions. When I tried to use my benefits we were denied because the credit use was from last year's cancelation and the check for the 2020 reservation was dated 2020. I thought as long I purchase the insurance when I made the reservation for 2021 and paid in 2021 that the insurance would be valid. Just to be clear the 2021 reservation was paid for on the date I made it. The check from 2020 was for the 2020 date that had to be canceled because of Covid, thus the credit to use at the time of our choosing.
JAMES W. would not
recommend this plan to a friend or relative.
Thank you for your review. We received the following response from C&F Travel Insured.
"We thank you for your feedback and apologize for the frustrations you’ve had during your experience with our company. If you’d like to discuss your situation further please contact us at [email protected]. Thank you for your patience. "
Berkshire Hathaway Travel ProtectionExactCare Value
In these uncertain times it brought us great peace of mind to have this insurance in place in case anything had happened . The fact that it was reasonable price made it an asset.
Rosamay S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I never travel without trip insurance. I would feel like my trip was ruined if I had to come out of pocket several thousand dollars for things that are covered by a few hundred dollars with insurance. It is always easy to purchase and compare plans. Fortunately I have never had to file a claim but feel confident that I would be taken care of should the situation arise.
Karen B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.