Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Giving a review without having filed a claim is somewhat pointless. The purpose (for me at least) of getting insurance is to be compensated when I file a claim. After a claim is filed, that's when you find out the " True Colors" of the insurance company you chose.
Charles F. would
recommend this plan to a friend or relative.
2 of
6 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
This is hard to evaluate since we did not need to file a claim. It did give us peace of mind though, that IF anything happened prior to the trip, we could re-schedule. The only possibility that it did not cover is if something happened to my husband or I and we could not go on the trip, I don't believe it gave the other couple that we were traveling with the option to cancel and get reimbursed so that we could travel together at a later date. Not traveling with them would have been a bummer!
Mary P. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your review. The number one covered reason for Trip Cancellation and Trip Interruption, on all the Comprehensive plans, is the unforeseen sickness, accidental injury, or death to: you, a traveling companion or a family member, traveling or not. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote. If the reason you are canceling, interrupting or seeking medical coverage is related to pre-existing conditions there may be no coverage, unless you have a pre-existing condition waiver. If you would like assistance going over what the policies cover, please feel free to call us at 800-487-4722 and our licensed representatives would be more than happy to assist you.
The website did a great job of allowing us to compare policy choices and make the best informed decision for us. The purchase process was quick and efficient. Fortunately we had no need to make a claim.
william m. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Never buying it again, would not cover refunding son's portion of an excursion due to him being injured the evening before while on an excursion, told me to not even bother making a claim. In advance of making the purchase, they said not being able to make an excursion for ANY reason would be covered, then after they hid behind their fancy language and said it was only covered if the parties could not continue on the ENTIRE vacation, not just the one excursion. I asked a LOT of detailed question in advance because we were buying 2 very expensive excursions directly from the vendor, vs through the cruise line and making sure the excursions were covered was one of the key items we wanted to confirm.
Amber C. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your review. All policies have listed covered reasons in which you can file a claim for reimbursement and they require documentation in order to be able to file a claim. In the event of an injury, or sickness, that affects a traveler and the trip you will need documentation from a doctor and documentation from your travel supplier showing how the trip was affected. In the future, we suggest contacting us or the assistance center if something happens while traveling and we can best assist you with understanding what to do. We look forward to assisting you in the future.
I was extremely impressed with this. I had to have minor surgery while in Europe. They helped get me to a hospital, prearranged for payment directly to the hospital, and promptly paid for my out of pocket expenses.
Thank goodness I got this insurance. Seriously never travel abroad without it!
Reid D. would
recommend this plan to a friend or relative.