Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
International Medical Group
iTravelInsured Travel SE
I did not have any claims so I have no opinion on that aspect. The only time you find out how good your insurance is, is when you have a claim.
The cost seemed high but in the range that I researched.
The cost seemed high but in the range that I researched.
Larry S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
I was on a Crystal Cruise tour in Jerusalem and had an accident while trying to deboard the bus . My right arm hit the door arm as I fell back while trying to exit and had to avoid people walking right where I was about to step. I immediately had a plum size bump on my arm and the internal bleeding caused about 1/3 of my lower arm from the wrist to the elbow to bruise and swell. I applied ice and saw the ship's doctor that day and every day after until disembarkment. Upon return I saw my PCP and had x rays and while medicare covered most of the treatment, I expect that I'll have to see the doctor again as the lump is still the same size a month after the accident. Since this was a Crystal sponsored tour , my medical treatment on the ship was covered. I thought that my insurance policy would cover this claim and was informed that it doesn't. Since I've never filed a claim, I am now wondering if I needed to spend $1600 for this policy.
michael S. would not
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Luxury Cruise
Bought the most expensive plan with the most coverage for a cruise I was taking. A port was canceled and a friend who also had a Nationwide policy said her plan had coverage for that and she’d be reimbursed $500. Her plan cost half what mine did and my plan didn’t cover that!!! Couldn’t be more disappointed. I’ll be sure to check the cheaper plans next time. Dont assume the “best” is the best. I called Nationwide and the rep couldn’t explain it and left me completely dissatisfied and thoroughly annoyed.
Alison B. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
-
Carol
We are sorry to hear that you were disappointed in your Nationwide Luxury Cruise policy which did not include "Port of Call Change - Prior to Departure - 500 USD".
However, it is important to understand that travel insurance is state specific so coverage may vary considerably from state to state to comply with their insurance statutes. Since you reside in the State of New York, that coverage was not available to you. This information would have been evident when quoting and purchasing your policy since we include a summary of available coverage along with a copy of the Certificate of Insurance with every plan.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.Nov 19,2019
Generali Global Assistance
Preferred
My flight was delayed by 6 hours, this plan provides some coverage only after 8 hours delays. Please check the details when buying.
Lev T. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
We appreciate your feedback which we forwarded to Generali Global Assistance. Here is their reply:
"Thank you for your review. We're sorry to hear about your negative experience and apologize for not meeting your expectations. We want our customers to choose the correct policy to fit their needs and stress the importance of reviewing your coverage details via the sample Description of Coverage/ Insurance Policy that’s provided at the time of purchase, and contacting (800) 348-9505 or [email protected] with additional questions. We also offer a free look back period with all of our plans to allow customers to cancel their policies within a designated period as long as they haven't already left on their trip or filed a claim."Nov 25,2019
International Medical Group
iTravelInsured Travel SE
I didn't have to use the coverage, but I was glad to know. I was covered if I needed to use it.
Michele C. would
recommend this plan to a friend or relative.
WorldTrips
Atlas Expedition
Good to have this back-up insurance plan to help if we had had to evacuate or needed extra health support while we were away in Peru and Panama. Staff when I signed up were very easy to deal with. Turned out we did not need it, but was still very good to have it available in case of an emergency.
Janice B. would
recommend this plan to a friend or relative.
Generali Global Assistance
Preferred
I did not need to use the plan, but I felt at ease having it. Will always get it when I leave the country for peace of mine. A friend of mine who I travel w/never gets overseas medical insurance and she broke her back overseas. If the break had been an unstable one, she would have lost everything.
Donna F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Seemed good for the money. Didn't have to use it so not sure how well the policy really is.
John F. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Silver
I did not need to use the plan, so I don't know how the company would have performed. By reputation, I trust they'd have been fine.
Christina H. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Age should not be the only criteria for establishing cost. At 70 and 76, we are healthier than many 40-50 year olds. Perhaps a better approach could be considered. A health questionnaire filled out by our doctor or??
Sheila C. would
recommend this plan to a friend or relative.
-
Mike
Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.Nov 18,2019
"We are so sorry to hear about your accident and hope you are doing better! One of our claims representatives will be reaching out to you shortly to answer any questions regarding your incident. Thank you for your patience!"