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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers rated our Comprehensive Plans
4.56 out of 5
73,112
ratings and reviews
96%
recommended
Sort by
Cruise
Filed claim
C&F Travel Insured International Worldwide Trip Protector
I have used InsureMyTrip several times. Although I have never had to process a claim, the peace of mind I have with the policy is worth the very reasonable cost. I will use again.
John R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
TripAssure Advantage Bridge
Didn't have to use it thank goodness. But at our ages (72 &66) we won't travel overseas without a high limit medical and med evacuation plan and this was the one that the Insure My Trip rep recommended for us.
Stephen L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard Gold
Fortunately, we did not need to use our plan. Glad we had it for our peace of mind.

However, it was very expensive.
Judith D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
WorldTrips Atlas Expedition
Fortunately, i did not need to use my plan but i felt much better knowing if anything went wrong, I had coverage. I would not get travel insurance on a small trip but for this trip overseas, i felt it was too much money invested to not have insurance.
susan g. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Preferred
Although we did not use our insurance, we had peace of mind knowing that we had the coverage.
Seth G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Luxury Cruise
Nationwide Cruise plans are the only trip insurance we ever purchase. Have had excellent coverage, claims pd and customer service! Highly recommend & wouldn't cruise without it.
Mitchell A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
To be honest, I went with the Nationwide Plan because the one I had used for my other trips to Europe became ridiculously expensive with my entry into another decade. The Nationwide plan I chose covered all I needed at a better cost.
Patricia G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback.

    Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You chose the Universal Cruise plan which is an excellent policy but does not offer the pre-existing condition waiver. You may wish to consider purchasing the Choice Cruise or Luxury Cruise plans which can include the pre-existing condition waiver if you purchase your policy prior to or on the date of final payment for your total trip cost.

    If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Jun 04,2019
The trip included a
cruise
tour
Generali Global Assistance Standard
It was difficult for me to decipher what was covered and what was not.

The process to file a claim was not simple and seemed too complicted.

A proof of insurance card had to be printed out on paper instead of issued by mail on a durable card.
Eugene I. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for providing your feedback.

    In order to fully review what is covered and what is not, it would be best to review the policy terms and conditions. When comparing quotes, you will note that some items appear in blue which are hyperlinks to more detailed information.

    All of our policies include the full insurance certificate, which explains all of the terms, conditions, and exclusions for that specific policy. We understand this document can be confusing at times, and our licensed insurance experts are always happy to explain any part of the insurance policy.

    Every claims situation is going to be different. Please keep in mind that if an emergency arises, contact your insurance company as soon as reasonably possible! Each policy includes a claims phone number and 24-hour assistance phone numbers for both inside and outside of the United States, ensuring that you can get in touch with your insurer at any time.

    One fact that cannot be stressed enough is to save your receipts and proof of expenses so that you can be accurately reimbursed, whether it be costs due to a delay of travel for hotel or meal, or medical records for emergency treatment received. This is especially important for medical care received overseas, as it can be incredibly difficult to get this paperwork once you have returned home. For filing a claim, nothing is more important than having accurate documentation for your loss.

    Although the process may appear daunting, you must follow a similar process with all providers if you wish to file a claim. However, you can plan for a possible claim prior to your departure by keeping a file of all transactions for your trip.
    Jun 04,2019
The trip included a
tour
AIG Travel Travel Guard Basic
No one died, no one was injured, no one got sick, nobody's remains had to be repatriated, no flights were cancelled or delayed, no trains were on strike, no car accidents, no weather incidents, no luggage was lost.
Donna E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Carol
    Photo
    Thank you so much for your 4 1/2 star review. Congratulations on having a trouble-free trip!
    Jun 04,2019
The trip included a
cruise
Travelex Travel Select
Unfortunately we were unable to take this trip due to the sudden and unexpected death of our traveling companion. The claim was filed immediately upon his death and the process was simple and it took a few weeks to have the claim approved. I now have peace of mind knowing all my other booked cruises and trips have been purchased through this very reliable company. Thank you.
Guillermo M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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