Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I have used InsureMyTrip several times. Although I have never had to process a claim, the peace of mind I have with the policy is worth the very reasonable cost. I will use again.
John R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Didn't have to use it thank goodness. But at our ages (72 &66) we won't travel overseas without a high limit medical and med evacuation plan and this was the one that the Insure My Trip rep recommended for us.
Stephen L. would
recommend this plan to a friend or relative.
Fortunately, i did not need to use my plan but i felt much better knowing if anything went wrong, I had coverage. I would not get travel insurance on a small trip but for this trip overseas, i felt it was too much money invested to not have insurance.
susan g. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Nationwide Cruise plans are the only trip insurance we ever purchase. Have had excellent coverage, claims pd and customer service! Highly recommend & wouldn't cruise without it.
Mitchell A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
To be honest, I went with the Nationwide Plan because the one I had used for my other trips to Europe became ridiculously expensive with my entry into another decade. The Nationwide plan I chose covered all I needed at a better cost.
Patricia G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You chose the Universal Cruise plan which is an excellent policy but does not offer the pre-existing condition waiver. You may wish to consider purchasing the Choice Cruise or Luxury Cruise plans which can include the pre-existing condition waiver if you purchase your policy prior to or on the date of final payment for your total trip cost.
If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
In order to fully review what is covered and what is not, it would be best to review the policy terms and conditions. When comparing quotes, you will note that some items appear in blue which are hyperlinks to more detailed information.
All of our policies include the full insurance certificate, which explains all of the terms, conditions, and exclusions for that specific policy. We understand this document can be confusing at times, and our licensed insurance experts are always happy to explain any part of the insurance policy.
Every claims situation is going to be different. Please keep in mind that if an emergency arises, contact your insurance company as soon as reasonably possible! Each policy includes a claims phone number and 24-hour assistance phone numbers for both inside and outside of the United States, ensuring that you can get in touch with your insurer at any time.
One fact that cannot be stressed enough is to save your receipts and proof of expenses so that you can be accurately reimbursed, whether it be costs due to a delay of travel for hotel or meal, or medical records for emergency treatment received. This is especially important for medical care received overseas, as it can be incredibly difficult to get this paperwork once you have returned home. For filing a claim, nothing is more important than having accurate documentation for your loss.
Although the process may appear daunting, you must follow a similar process with all providers if you wish to file a claim. However, you can plan for a possible claim prior to your departure by keeping a file of all transactions for your trip.
No one died, no one was injured, no one got sick, nobody's remains had to be repatriated, no flights were cancelled or delayed, no trains were on strike, no car accidents, no weather incidents, no luggage was lost.
Donna E. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Unfortunately we were unable to take this trip due to the sudden and unexpected death of our traveling companion. The claim was filed immediately upon his death and the process was simple and it took a few weeks to have the claim approved. I now have peace of mind knowing all my other booked cruises and trips have been purchased through this very reliable company. Thank you.
Guillermo M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You chose the Universal Cruise plan which is an excellent policy but does not offer the pre-existing condition waiver. You may wish to consider purchasing the Choice Cruise or Luxury Cruise plans which can include the pre-existing condition waiver if you purchase your policy prior to or on the date of final payment for your total trip cost.
If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.