Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
John Hancock
Bronze
No claim to file, hurray! All went well and I had peace of mind, knowing I was covered.
Elaine H. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Basic
Thank you for being there. Glad I did not need to use your services.
Jane K. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Plan provided for what we fortunately did not need from you. See you next year; or before.
Anderson B. would
recommend this plan to a friend or relative.
The trip included a
cruise
WorldTrips
Atlas Enterprise
It gave peace of mind to know it was there in case anything had happened.
Valerie H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Always very reassuring when we have coverage through insuremytrip when traveling abroad.
Rosemary H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Fortunately I did not have to use the policy. It was less expensive than the insurance sold by the cruise line.
Danny S. would
recommend this plan to a friend or relative.
Berkshire Hathaway Travel Protection
ExactCare
How can I know if a plan was good if I didn't use it? I could only guess.
Gary D. would not
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Fortunately coverage not needed.
Betty B. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Plan administrators interpreted a diagnosis that occurred after purchase of plan, and prevented travel, as pre-existing. Subsequently , my claim was denied.. even after appeal. My travel companion's insurance company reviewers were able to understand the diagnosis was NOT pre-existing, and reimbursed her immediately, without question. VERY disappointed.
Suzanne P. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for your review.
After consulting the claims department, Generali has advised that the injury occurred within the 60 day look back period prior to your effective date of coverage but did not improve. As a result, there was a possible worsening of the condition that resulted in surgery at a later date.
Since your plan did not include a preexisting condition waiver, the denial of coverage is correct according to the terms and conditions of your policy:
"PRE-EXISTING CONDITION means a Sickness or Injury during the 60 day period immediately prior to your effective date for which you or your Traveling Companion:
(1) received, or received a recommendation for, a diagnostic
test, examination, or medical treatment; or (2) took or received a prescription for drugs or medicine.
Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60-day period before coverage is effective under this Policy."May 31,2019-
SuzanneB
Wrong. Diagnosis of a sprained ankle(correct or incorrect) does NOT equal torn tendon and need for restructuring of ones heel. My travel companions insurance company was able to differentiate.. and refund immediatelyMay 31,2019
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SuzanneB
Earlier version? It was purchased in FebruaryMay 31,2019
The trip included a
tour
Nationwide Mutual Insurance
Essential
It's hard to write a review for a product I didn't use. I'm glad that I had no claim. Getting the policy was very easy and thorough.
Ronnie R. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Please call us at 800-487-4722, if you have any questions or concerns.