Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
Generali Global Assistance
Premium
I will use this company again for future global trips!
Karen F. would
recommend this plan to a friend or relative.
Travelex
Travel Basic
Fortunately, we didn't need to use it. We are in our early seventies and this plan was an immense source of comfort. Being on Original Medicare, with excellent secondary coverage, we took very low medical expense coverage of only $15,000. That kept the cost low. Trip was to Hawaii.
Evacuation coverage was my reason for taking it.
I learned how important this coverage is on a QE2 cruise from New York to Southampton England. A man suffered a medical emergency well out in the Atlantic, with Nova Scotia the nearest land. A medical helicopter followed by a large refueling plane came to the ship. Due to heavy waves, both the man and his wife were lifted into the helicopter in a basket. Wonder what that cost?
Evacuation coverage was my reason for taking it.
I learned how important this coverage is on a QE2 cruise from New York to Southampton England. A man suffered a medical emergency well out in the Atlantic, with Nova Scotia the nearest land. A medical helicopter followed by a large refueling plane came to the ship. Due to heavy waves, both the man and his wife were lifted into the helicopter in a basket. Wonder what that cost?
Paul S. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
It's is nice to know you have some coverage at an affordable rate. I will use you again in the future.
Dian A. would
recommend this plan to a friend or relative.
Berkshire Hathaway Travel Protection
ExactCare Value
We always carry insurance for our trips to Italy and we have always used Insure My Trip. We know the price of insurance goes up every year, and we regret this fact of life.
Thank you for your service. Until next year!
Thank you for your service. Until next year!
Gail G. would
recommend this plan to a friend or relative.
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Brittany GBerkshire Hathaway Travel Protection
Thank you for your feedback, we appreciate it!May 24,2019
C&F Travel Insured International
Worldwide Trip Protector
It's difficult to write a review if a claim wasn't filed. That's when you really know how good of a plan it was.
Mary R. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
I felt for the requested services, the price was too expensive. I guess that is my fault was waiting until the last minute to purchase. Thanks
Jeaninne M. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.May 21,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
PLEASE BE AWARE. If you need to cancel your trip for an uncovered reason, no matter how far in advance you cancel, the policy, though unused, is completely nonrefundable. We paid over $500 for insurance and had to cancel our trip (for an uncovered reason) 5 months in advance and yet when we contacted customer service were informed no refund of any kind would be considered and the credit policy was worthless because we booked so far in advance. The policy has to be re-used for another trip within a year of the PURCHASE date. Because we booked so far in advance (10 months) there was no way for us to re-use this policy. We should at least be able to re-use this policy within one year of the trip date. Very disappointed. Even the airlines provided a partial refund of our non-refundable tickets (not expected but very much appreciated). Perhaps other company's have a more customer service friendly policy. We will be reading the fine print more closely and purchasing travel insurance closer to our trip date.
Gregory P. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
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Carol
Thank you for your review.
When you purchased your Essential policy, Nationwide Mutual did include a 10 Day Review Period:
"All premium is non-refundable after a 10 day review period. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
Since you canceled your trip for an uncovered reason back on 01/10/2019, you were well outside the 10 day review period so there would be no refund of your premium.
However, as we advised you back on 01/10/2019, you could have used this policy for another trip as long and the new trip occurred prior to 08/10/2019 since Nationwide policies require that your departure date must be within 365 days of your original policy purchase date of 08/15/2018.
Please call us at 800-487-4722 if you did schedule a new trip so that we can discuss changing the travel dates on this policy.May 31,2019-
GregoryP
Yes your policy was explained when I called. Our trip was scheduled for June 2018 but the policy had to be used by Aug 2018 our purchase date. We're unable to rebook within that timeframe so the credit is wortless. Had we had a year from the trip date (June 2018) it would have value. Hopefully others can benefit from our experience.Jun 01,2019
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AIG Travel
Travel Guard Platinum
Insurance as you know is something you purchase and hope you will never use. We purchased the AIG Travel Travel Guard Platinum plan because we wanted to make sure we were covered in case of illness, death or some other less minor incident happened. When planning our adventures we always insure our travel investment with travel insurance. It's the smart thing to do!
We learned long ago that "that could never happen to me" statement that we all tend to spout, is not true!
We learned long ago that "that could never happen to me" statement that we all tend to spout, is not true!
Joseph B. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
One of the things that I was after in the plan was the auto insurance. You knew that we were going to Ireland and said nothing about the fact that your auto insurance ($58.00) would NOT cover us in Ireland. I feel that I have been taken advantage of. I am EXTREMELY unhappy!
Edward M. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for your review.
The Crum and Forster Travel Insured policies do provide Rental Car Damage for travel in Ireland according to the following terms and conditions;
"RENTAL CAR DAMAGE
Applicable only when specifically requested on the original application and the appropriate additional premium has been paid and purchase confirmed on Your Confirmation of Benefits.
You are eligible for benefits up to the Maximum Benefit Amount shown in the Confirmation of Benefits, if You rent a car while on Your Trip, and the car is damaged due to collision, theft,
vandalism, windstorm, fire, hail, flood or any cause not in Your control while in Your possession, or the car is stolen while in Your possession and is not recovered.
We will pay the lesser of:
a. the cost of repairs and rental charges imposed by the rental company while the car is being repaired;
b. the Actual Cash Value of the car; or
c. the amount shown in the Confirmation of Benefits.
Coverage is provided to You, provided You are a licensed driver and are listed on the rental agreement."
Although your Certificate of Insurance indicates that you are traveling to Ireland, your rental car company did not accept the policy as proof of Rental Car Damage insurance and forced you to purchase the coverage from them. Perhaps they insisted on you purchasing the coverage because it included liability coverage which we cannot provide.
Although we regret that you are extremely unhappy with the decision, travel insurance providers do not delete coverage or refund premium after your departure date.May 31,2019
The trip included a
cruise
tour
Generali Global Assistance
Preferred
It was great...we didn't have to use it.
Thanks
Thanks
William W. would
recommend this plan to a friend or relative.