Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
Generali Global Assistance
Standard
I had heard all the horror stories about travel insurance providers denying claims for all kinds of questionable reasons so I was a little anxious when I had to file a claim for a cancelled trip. (Although I travel extensively and I always buy insurance, this was the very first time I had to actually file a claim.) Much to my delight and surprise, Generali not only will pay my claim in full but it took only 48 hours to get a claims determination! Fantastic service. The claims process was very easy and their telephone support was great when I called with a question. I now have a "go to" insurance provider for my future travel insurance needs. Thank you Generali!
Mary Ann L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
Fortunately we did not have to file a claim for our trip. The peace of mind was worth our investment.
Katheryn S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Generali Global Assistance
Preferred
The escalation of cost for these policies due solely to age is understandable, but the steepness of that escalation should be modified for those clients such as myself who are on no medications because despite their age they are in good health. I know you can't simply accept my word on that fact, but it would be nice if a way to communicate that information in a form that would not force you to simply accept my word.
Edward M. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Offer a discount to frequent customers
Ramona L. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your suggestion.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. Although our providers do not offer discounts for frequent customers, most companies have a wide range of rates by offering multiple plans with different levels of coverage. You chose the Generali Global Assistance Standard plan which was their most competitively priced plan. However, Generali also offers a Preferred and Premium plan at higher premiums.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.May 10,2019
The trip included a
tour
Travelex
Travel Select
Fortunately I didn't need to use the insurance so I can't comment on how the plan performed. It was easy to use the Insure Mt Trip website and compare plans and pricing. Will use again.
Christine F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
I'm glad we didn't have to use it. It is good having peace of mind that everything is covered in case of an emergency.
Anthony S. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
I've never had to use the insurance but I'm glad that I have it for peace of mind when I am on vacation.... keep up the good work
Richard M. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
Fortunately we didn't need to use the insurance...Unfortunately we spent 2K on the insurance.
Charles C. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your feedback.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. A travel insurance policy is considered to be of good value when the policy premium is 4-10% of the insured trip cost.
You also chose the Crum and Forster Worldwide Trip Protector which includes the preexisting condition waiver and per person secondary medical limits of 100,000 USD and medical evacuation limits of 1,000,000 USD. It also offers a wide range of benefits including a lengthy list of covered perils particularly for travel during hurricane season.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.May 10,2019
Generali Global Assistance
Standard
Thank you- I kept your paperwork close to me while traveling. Fortunately, we didn't need it, but it was good to know it was available if needed.
Anne A. would
recommend this plan to a friend or relative.
The trip included a
tour
Travelex
Travel Select
My husband and I actually had to submit a claim, and the representatives were incredibly responsive, friendly, and helpful throughout the process. Most importantly, they covered every loss we submitted. We'll be buying this plan for all of our future travels.
Benjamin D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Comprehensive plan premiums are generally based on trip cost, age of travelers and length of trip. It is possible that what you are seeing as a significant increase to rates as the result of age may also be due to a higher trip cost and longer length of trip.
Although the travel industry is well aware that there are many travelers who may be healthier than others, it is a determination that cannot be made exclusively by purchasing a policy through an online website. That would most likely require prior medical testing which would be an expense that would probably increase your rates.
Please keep in mind that we offer a wide selection of Comprehensive plans. Our licensed insurance experts are always happy to explain any part of the policy. We are available by phone at 800-487-4722 or by chat 7 days a week.