Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Generali Global Assistance
Standard
It seemed prudent to buy insurance for a 2-week sight-seeing and safari trip to South Africa, Zimbabwe and Botswana. I looked around and found an affordable plan here. (I think I used them when we went to Peru 5 years ago.) No problems either trip. It seems the biggest risk on this trip was catching something from a chronic cougher on the same trip, but we avoided her as much as possible. It'd be interesting to know how insurance might've helped if we got sick while there (or shortly after returning).
Clifford B. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Glad to have the peace of mind knowing the medical coverage is there though fortunately did not need to use.
Jeffrey M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Berkshire Hathaway Travel Protection
ExactCare
Liked that they sent an email prior to the trip with contact info!
Keri S. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
not sure if it is good or not as thank god i didnt need to find out.
Charles C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard Gold
I filed a claim after my brand new $1000 camera was drenched with a mixed drink. I was told that I had to file with my home owner's policy first. Isn't the whole purpose of having paid extra for this insurance so that I get better coverage and don't have to take the hit with my primary? I was told that if I did not do that, I'd be limited to $500 (my deductible on my HO policy). So I filed, and was denied. Then still only got $500. Because that's all the policy covers. I can't find that anywhere in the 20pages of fine print. Feel like the adjuster was less than honest/genuine.
Rita K. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Return Trip was delayed due to the weather. Filed a claim was reimbursed 6 weeks later. Would buy again
Ronald W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Preferred
We filed three claims - Trip Interruption, Trip Delay, and Medical. The paperwork was somewhat intense! My first package was 22 pages long. Be prepared to PROVE: 1) Who you are (Drivers License/passport) 2) Proof of payment (Not JUST invoices) like canceled checks or Credit Card Statements. 3) Carrier Invoices 4) Documentation from Carrier showing date of delay and reason for delay (Airline Customer service has form letter they send).
Once the paperwork is assembled and received in Claims everything went very well. We spoke to our adjuster and corresponded with her on a couple of questions. We are very pleased with that.
We completed the entire process and was paid via check on all 3 claims inside of 60 days total.
Note that Trip Interruption has a limit of $200 per day per person, If you are in a hotel for multiple days your claim needs to split that up into a per day cost. We actually had two hotel days but our receipt didn't detail that so it looked like one day which pushed us over the limit that one day. I would insure with this company again!
Once the paperwork is assembled and received in Claims everything went very well. We spoke to our adjuster and corresponded with her on a couple of questions. We are very pleased with that.
We completed the entire process and was paid via check on all 3 claims inside of 60 days total.
Note that Trip Interruption has a limit of $200 per day per person, If you are in a hotel for multiple days your claim needs to split that up into a per day cost. We actually had two hotel days but our receipt didn't detail that so it looked like one day which pushed us over the limit that one day. I would insure with this company again!
Peter D. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
TripAssure
Advantage Asset
Although I did not need to use my travel policy, on paper the insurance coverage was what I needed. The price was very good. The purchase process worked seamlessly. I would use Insuremytrip and buy TripAssure again.
Nancy R. would
recommend this plan to a friend or relative.
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Katherine Burton
TripAssure
Thanks for leaving a review! Should you need any assistance in the future, we're happy to help!Mar 04,2019
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Hard to evaluate because (thankfully) I had no claim which is when the rubber hits the road for an insurance plan. But the coverage terms were reasonable, especially the pre-x terms. All these plans are very expensive but the Nationwide plan is competitive.
InsureMyTrip is easy to work with and very helpful because of its comprehensiveness and easy to se web site.
InsureMyTrip is easy to work with and very helpful because of its comprehensiveness and easy to se web site.
Kenneth R. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel SE
I was traveling with my elderly father. Having this policy brought me great stress relief. I am fortunate that we did not need to use the policy, but knowing if something happened, it was there for us. thank you
Brenda H. would
recommend this plan to a friend or relative.
As stated in your policy certificate, your plan covers the following under Baggage and Personal Effects:
"The Company will reimburse the Insured up to:
• 500USD for the first item and thereafter
• 250USD per each additional item
• 500USD aggregate on all Losses to: jewelry, watches, furs, cameras and camera equipment, camcorders, computers, electronic devices, including but not limited to: lap top computers, cell phones, electronic organizers and portable CD players."
Please call us at 800-487-4772 if you have any questions pertaining to this policy, or about primary vs secondary coverage. We would be happy to assist you.