Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I bought this insurance because my wife and I were taking our first cruise. Our friends take out trip insurance for every cruise and recommended using this because it was cheaper than what the cruise line offered. I believe this plan was as good as the plan the cruise line offered, but at a better rate. If I were to purchase trip insurance, I would get this plan again. However, I will probably not buy trip insurance again. I felt like this was a markup playing into my fears much like extended warranties, flight insurance, and rental car add'l insurance. I would rather plan my trip smartly to prevent the kind of things one would use trip insurance for. For example, my wife and I flew into the embarkation city a day ahead of time and picked a return flight several hours after cruise returned to port, so there was hardly any chance of us missing the cruise or our flight home. We also picked a cruise during the time of year when the weather was mild, which would prevent a change in itinerary due to storms, hurricanes, etc.
Jason T. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you very much for your input. We certainly appreciate your comments and agree that claims can be prevented or mitigated to some extent. However, the number one covered reason to cancel or interrupt your trip is the unexpected sickness, disease or injury of an insured, traveling companion or family member. Many times these are situations that are out of your control.
In addition, Comprehensive plans include medical coverage to reimburse you for medical expenses incurred during your trip and emergency medical evacuation which provides transportation to the nearest appropriate medical facility where you can get the proper treatment that may not be available locally.
Please call us at 800-487-4722, if you have any questions or concerns.
Now that my husband and I are in our 70s, we know we need travel insurance (luckily, we had bought some two years ago when my husband needed emergency surgery three days before a trip to China).
The Nationwide Universal Cruise plan we bought for our recent cruise is low cost and designed for our specific needs. While we didn't have to file a claim (thank goodness), the peace of mind we bought was well worth it.
Joan M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Generally, Comprehensive plan premiums are based on the age of the traveler, trip cost and length of trip. Of course, you also selected the iTravelInsured LX plan which included Pre-existing Medical Condition Coverage, Cancel for Work Reasons, Cancel for Any Reason, Interrupt for Any Reason, Primary Medical 500,000 USD limit and Emergency Medical Evacuation 1,000,000 USD limit.
Please call us at 800-487-4722 if you have any questions or concerns.
In addition, Comprehensive plans include medical coverage to reimburse you for medical expenses incurred during your trip and emergency medical evacuation which provides transportation to the nearest appropriate medical facility where you can get the proper treatment that may not be available locally.
Please call us at 800-487-4722, if you have any questions or concerns.