Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Unfair price increase only based on reaching 70 yrs of age in spite of using this company or affiliates for the past 6 years without filing any claims.
Curtis C. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
We did not have to file any claims but felt like we had the coverage we needed just in case it was needed. One of the people we ate dinner with each night on the cruise died of a heart attack while snorkeling in Cozumel so it really made us glad that we had travel insurance. Also very glad we did not have to use it.
James H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Basic
I opted to get this plan because my traveling companion's mother is older and we just can't predict the future. If something had happened, I had the peace of mind to know (or think I know) that our trip was insured and we wouldn't lose the money paid for the trip. Since I didn't actually have to use the insurance, I can't say whether the coverage was good ...it appears to be and my parents have had to use it in the past and they were happy with the coverage. So, that's good enough for me ...if you knew my mom and their travel companions :) !
Stephanie G. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments since it also allows us the opportunity to advise your fellow travelers that they should review the definition of Traveling Companion before purchasing a policy. Your Travelex Travel Basic plan provides this definition:
“ 'Family Member' means the Insured’s, or Traveling Companion’s
• spouse, civil union partner or Domestic Partner,
• Child,
• siblings,
• parents,
• grandparent, step-grandparent, grandchild, or step-grandchild,
• step-child, step-sibling, or step-parent,
• step-aunt or step-uncle,
• parent-in-law,
• daughter-in-law or son-in-law,
• brother-in-law or sister-in-law,
• aunt or uncle,
• niece or nephew,
• legal guardian,
• Caregiver,
• foster Child, ward or legal ward;
• spouse, civil union partner, or Domestic Partner of any of the above.
• Family Member also includes these relations to the Insured’s or Traveling Companion’s, spouse, civil union partner or Domestic Partner."
Please note that not all Comprehensive plans provide a definition that includes the family member of your traveling companion, so if you ever need assistance in the future, our team of licensed representatives are always happy to help. You can call us at 800-487-4722 with any questions regarding the policies, to obtain a quote, or even to purchase a policy over the phone.Feb 05,2019
The trip included a
tour
International Medical Group
iTravelInsured Travel SE
The best thing is not needing to use it— but knowing that I had the right coverage should I have had to use it.
Nancy P. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured Travel SE
We didn't have to use the insurance, fortunately
Ruth M. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard Basic
It turns out you really need 250k to cover emergency evacuations. I am lucky I didn’t need to use that feature.
Erwin F. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your reply. Your AIG Travel Guard Basic plan provided 100,000 USD in Emergency Medical Evacuation which provides transportation when:
"(a) the Insured's medical condition warrants immediate transportation from the place where the Insured is injured or sick to the nearest Hospital where appropriate medical treatment can be obtained;
(b) after being treated at a local Hospital, the Insured's medical
condition warrants transportation to where the Insured resides, to obtain further medical treatment or to recover; or
(c) both (a) and (b) above."
Of course, AIG Travel Guard does offer higher limits with the Silver plan 150,000 USD, Gold plan 500,000 USD or Platinum plan 1,000,000 USD.
Our licensed insurance experts are always happy to explain any part of the insurance policy. We are available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.Feb 06,2019
C&F Travel Insured International
Worldwide Trip Protector Lite
didn't need to make a claim.. Got sick after I got home.
William P. would
recommend this plan to a friend or relative.
-
Carol
Although we are happy to hear that you were able to enjoy your trip, we certainly hope that you are feeling much better since you returned home.
We hope to hear from you for a future trip. Should you ever need assistance in the future, our team of licensed representatives are always happy to help. You can call us at 800-487-4722 with any questions regarding the policies, to obtain a quote, or even to purchase a policy over the phone.Feb 05,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Didn’t use the plan, so really nothing to rate.
Kenneth S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
A claim was filed on our behalf for a major medical reason involving our daughter. We were told it's not covered and to read the exclusions. It would appear that the exclusions have exclusions. Either way the insurance has no value and the company will find a way to issue a denial. For our money this was a waste .
Thomas D. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
-
Carol
When we received your comments on October 31st, we assigned your potential claim to an advocate. Based on the information that you provided, our advocate called the Nationwide claims department who confirmed your telephone conversation and pointed out the applicable exclusion in the policy, so no claim was actually filed.
Of course, it is never good news to hear that there is no coverage in your policy for a medical issue. If you would like to call Customer Care to discuss this further, we are available to call at (800) 487-4722 Mondays through Friday from 7:00 AM to midnight and weekends 9:00 AM to 9:00 PM. We would be very happy to explain the policy limitations and exclusions further so that you have this information for future travel.Nov 14,2017
Nationwide Mutual Insurance
Essential
I didn't have to use my trip insurance, but I felt good knowing that I had it.
Kathryn H. would
recommend this plan to a friend or relative.
Thank you for reaching out for assistance and appreciate your feedback. Our licensed representatives are happy to help you with any part of the insurance process. Should you have any questions in the future, please feel free to call us at 800-487-4722.