Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
We have used Insuremytrip and AIG Travel Guard Basic for 5 trips now. We needed to file claims on 2 past trips and were completely satisfied with how quick and easy AIG was to work with. Based on our past experiences we will continue to purchase AIG Travel Guard Basic for all of our future travel plans.
George C. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Although we didn't file a claim, we made a couple changes prior to leaving on our 20 day trip to Ecuador and the Galapagos. The changes were handled easily, promptly, and documented shortly after. We would use Generali again when the need for TI arises.
Boniface D. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
This company is super sneaky and you should read their terms with magnified glass. I usually good at going over exception and exclusions as one can't go over every paragraph of text but yet they denied the coverage when my wife missed the flight stating there is no coverage for trip interruption due to airline fault. when i pointed out their hazard clause includes any delays due to common carrier, the company came back stating only trip delays that cause the loss over 50% of the trip would be covered. I would recommend everyone to stay out of this one but what you decide is totally up to you, of course
P.S. Takes weeks to get anything from the claim management (claim forms, email responses, etc)
Ellina B. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. We are sorry to learn that your wife missed her flight during her trip. Acting as your advocate, InsureMyTrip contacted Tokio Marine HCC Medical Insurance's claims department to assist you with the claim. The claims representatives verified that the claims were adjudicated in accordance with the terms and conditions of the policy.
Unfortunately, it was determined that the event that interrupted her trip did not fall within the scope of Trip Interruption for this specific plan.
As you mentioned the certificate states the following under Trip Interruption: "Your arrival on the Trip being delayed due to a Hazard that causes You to lose 50% or more of the scheduled Trip duration"
We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
C&F Travel Insured InternationalWorldwide Trip Protector Lite
The policy was easy to purchase on line, easy to understand, and cost effective. The real test is response to claims; fortunately, we did not have any claims and so cannot report on this.
Stuart E. would
recommend this plan to a friend or relative.
We bought this plan for piece of mind for our expensive trip. Glad that we didn't need to file a claim but it was nice knowing our trip would be covered if anything were to happen!
Tracy S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
It's hard to know if the plan was the right choose for us, as we didn't need to use it. Which is great I hope if we would have needed to use it that it would have covered us. That's why a person purchases the policy to be protected & for piece of mind. Can only hope that if you need it someday that they helped you purchase the correct protection that you'll need.
Annette J. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The site was easy to navigate and find the option for coverage I found to be adequate.
I did not need to file a claim, so I cannot review that process.
Leanne M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Unfortunately, it was determined that the event that interrupted her trip did not fall within the scope of Trip Interruption for this specific plan.
As you mentioned the certificate states the following under Trip Interruption: "Your arrival on the Trip being delayed due to a Hazard that causes You to lose 50% or more of the scheduled Trip duration"
We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.