Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I've always gotten travel insurance before big international trips. This time, we learned my wife was pregnant before the trip even began, and would be too far along to travel as planned. I found that pregnancy was a covered condition for canceling a trip, and they processed the claim quickly and easily. We weren't out of pocket for the canceled trip, and are expecting a baby soon.
Aaron B. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Congratulations! You were fortunate that you selected the C and F Travel Insured Worldwide Trip Protector plan since not all plans include pregnancy as a covered reason to cancel.
As it appears in your policy,
"v. Your or Your Traveling Companion’s normal pregnancy or attending the childbirth of Your Family Member. The pregnancy must occur after the Policy Effective Date and be verified by medical records..."
Please note that the pregnancy must occur after you purchase the policy in order for that coverage to apply.
Nationwide, as do most insurance providers, calculates their Compre-hensive Plan premiums based on the traveler's age, cost of trip and length of trip.
In the future, you may wish to call us for assistance at (800) 487-4722 when quoting and purchasing a policy.
I purchased this for elderly mom and myself because you just never know. I felt at ease knowing I had the coverage if it was needed, but we didn't. Thank you.
I will definitely purchase again as on this Cruise there was a guest that needed emergency medical care and had to change our route just a bit. It's good to be protected against any unforeseen emergency, incident, etc.
Thank you TripAssure for a worry free Cruise.
Pamela C. would
recommend this plan to a friend or relative.
Thank you for your kind words! We're happy to hear that trip insurance helped you on your cruise. Should you need anything in the future, we're here to help!
This review is hard to write. The plan was very reasonably priced. I chose to use this as opposed to the cruise lines protection plan for mainly two reasons. Reason 1) you get cash in the event of a cancellation as opposed to a "future cruise credit". Additionally, it was cheaper. Of course, I didn't plan on using the insurance, just like I haven't in the past. Unfortunately, I had to use the cancel for any reason option. It took about 4 weeks after I submitted the claim and I got an email stating they needed an additional document. I submitted it within a few days. It took an additional 5 weeks to get the claim processed and paid. I called a couple times and the hold time for a representative was around an hour. I didn't wait. Logic tells you if they phones are busy, the representatives are busy answering the phone, not paying claims. So I didn't want to contribute to the delay. I did end up speaking to a representative when wait times were low, she was very nice, and she said the claim should be processed in a few days. I waited about 10 days and called back. Wait times were low, spoke to a different very nice female. She said she would follow up and email me the next day. I did not hear back. However the following day from when I should have heard back (so 2 days after the call) I got an automated email and the claim was processed. The check was obviously mailed the same day as I got the check 2 days after the email.
In short, the value is great, customer service is nice. Long wait times on the phone and long processing times for the claim. For the value, I would consider using again if they remain the best bang for the buck compared to others. If the prices start lining up with other companies, I would likely use someone else.
Chase O. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
We are sorry to hear that it took so long to process your claim. In the future, you may wish to call InsureMyTrip for an advocate to assist you in the claim.
"The caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates will support you with the process if you feel a claim has been unfairly denied" or delayed.
Please feel free to call us at (800) 487-4722 for an advocate assignment.
As it appears in your policy,
"v. Your or Your Traveling Companion’s normal pregnancy or attending the childbirth of Your Family Member. The pregnancy must occur after the Policy Effective Date and be verified by medical records..."
Please note that the pregnancy must occur after you purchase the policy in order for that coverage to apply.
Best wishes to you and your new baby!