Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I was attracted to this policy because of the medical evac coverage level since I was going to be traveling in Hawaii and I live on the mainland. Fortunately, I did not have to take advantage of it, but liked knowing it was available if needed.
Claudia K. would
recommend this plan to a friend or relative.
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0 people found this review helpful
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Value
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Claims not filed
Note: This review is for an earlier version of the plan.
Fortunately, we didn't need to use it. We are in our early seventies and this plan was an immense source of comfort. Being on Original Medicare, with excellent secondary coverage, we took very low medical expense coverage of only $15,000. That kept the cost low. Trip was to Hawaii.
Evacuation coverage was my reason for taking it.
I learned how important this coverage is on a QE2 cruise from New York to Southampton England. A man suffered a medical emergency well out in the Atlantic, with Nova Scotia the nearest land. A medical helicopter followed by a large refueling plane came to the ship. Due to heavy waves, both the man and his wife were lifted into the helicopter in a basket. Wonder what that cost?
Paul S. would
recommend this plan to a friend or relative.
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0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Plan had good coverage and I always compare medical, exclusion clause and emergency evacuation coverages as those are most important to me.
WE did not have to use the coverage this trip, thank goodness. But have had to use coverages provided by insurance companies thru Insure My Trip.
When that happened, Insure My Trip even stepped in to assist with prompt reimursment for a claim processed when there was a delay.
I love this service. Wish it were a bit more reasonable cost wise, but do also realize that insurance coverages are costly.
Diane S. would
recommend this plan to a friend or relative.
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0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
When I fell off a poorly designed sidewalk in Lahaina, HI, while trying to assess whether or not I was injured enough to require medical attention, the thought crossed my mind "this is what trip insurance is for". IF I had needed medical attention we would have missed the cruise ship back to the mainland, so it would have been a "major glitch" in the program. Luckily, I was able to walk away with a few scrapes, bumps and bruises and recuperate during the 5 days at sea.
I will never again waiver as to whether or not trip insurance is necessary! IT IS.
Carolyn O. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We are very glad to hear that you did not suffer serious injuries in your fall. It is not uncommon for travelers to view the cost of travel insurance as a waste of money, that is until they need it. If you had submitted a claim, Generali would have worked with you to make the claim process as quick and easy as possible.
General Global Assistance offers a variety of plans for travel insurance and I found one that suited my needs. Did not get coverages I didn't need or didn't want but did get excellent coverages I did want. Traveling outside the U.S. it's important to have emergency travel plan back ups and I had peace of mind knowing I was well covered by General Global Assistance. I didn't need to make a claim, for which I am thankful. But it was nice knowing I had General Global Assistance to rely on, if necessary.
Susan R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We did not need to file a claim, so the end result of the insurance plan could not be determined. It covered what we wanted, had fairly long period for coverage of preexisting medical problems, and the price was low, compared to others. Does that make it a good value? Who knows? Customer service answered the phone quickly, and made upward adjustments when we added costs as we got closer to travel date. So, no complaints, albeit with no claim experience.
Sheldon Y. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.