Travel Insurance Reviews HTH Worldwide
Founded in 1997, Worldwide Insurance Services helps global travelers and expatriates to identify, access and pay for healthcare, all around the world. Based on state of issuance and the plan selected, WIS offers two leading brands: HTH Worldwide and GeoBlue, both bringing innovative healthcare services and insurance to international travel, expatriate living, study and commerce.
Learn more about HTH Worldwide.
HTH Worldwide
Trip Protector Preferred
I bought the plan for the travel medical insurance, but it also came with trip insurance, which I thought I'd never use. Our flight was delayed and we missed our international connection flight and had to forfeit one night of payment at our international hotel and pay an increase in the air fare price for a flight the next day. I made a claim for about $1,000, and I was refunded $500, which they said was their maximum payment.
Michael B. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
HTH Worldwide
Trip Protector Preferred
If you have government provided medical coverage in your home city only, you NEED medical insurance when traveling outside your home coverage zone. but there is a 50 mile no mans land of non-coverage by travel insurance usually, so beware.
Michael C. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
As a layperson with no advice or recommendation, I did the best I could to compare plans and prices, and after doing that, I picked this plan from the others. I have no idea whether it really is a good plan because I did not file a claim and have no idea how I would have been treated if I had done so.
Daniel H. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your review. We need your input in order to improve and provide the best travel insurance services.
Actually you did a good job in selecting the HTH Worldwide Trip Protector Preferred. However, InsureMyTrip customer care is available at 1-800-487-4722 from Monday to Friday, 7:00 am to 12:00 pm and weekends from 9:00 am to 9:00 pm to provide quotes and answer questions. We would be very happy to assist you.
We certainly hope that you will again use our services. Please remember that, in order to qualify for the time-sensitive benefits, ie, the Preexisting Condition Waiver, Cancel for Any Reason and Financial Default among others, we suggest that you call us within 10 days of your Initial Trip Payment."Oct 23,2015
HTH Worldwide
TravelGap Excursion
I had no difficulty selecting the coverage options I desired. I thought the price and coverage limits were reasonable. Fortunately, I did not have to make any claims. Having the insurance though, provided me with peace of mind.
Christopher T. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Voyager
It gives me a great deal of comfort to know I have the coverage and access to medical assistance personnel. The cost is very reasonable in light of the above comments.
Robert S. would
recommend this plan to a friend or relative.
The trip included a
tour
HTH Worldwide
TravelGap Excursion
The plan gave me everything needed for my daughters trip. We did not need to claim, so I cannot comment further.
Sarah G. would
recommend this plan to a friend or relative.
The trip included a
cruise
HTH Worldwide
TravelGap Silver
It gave me piece of mind. The good thing about it is that it is still good for another trip until next year, so I will still have use of it on my trip next month.
Barnett L. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Excursion
Since we had no health issues on the trip, it met all of our needs - which were none outside of some trepidation about what we might need. I suggest that HTH Worldwide send a person periodically - once a year? - to each of the destinations for which coverage was requested in the prior year to have actual information on the level of difficulty of actually needing medical assistance and using the HTH services.
Thomas H. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Voyager
Good news I did not have an opportunity to test you plan. However, it gave me comfort to know it was in place and I knew I would get to visit an english speaking doctor.
Robert S. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector
Would recommend and will use again.
LYNN C. would
recommend this plan to a friend or relative.
Your HTH Worldwide Trip Protector Preferred plan states under the Accident Medical Expense coverage that "the Company will reimburse benefits up to the Maximum Benefit shown on the Confirmation of Coverage subject to any Deductible shown on the Confirmation of Coverage, if You incur Covered Medical Expenses for Treatment of an Accidental Injury that occurs during the Trip". In other words, your Medical coverage begins once you depart on your trip from your scheduled location. There is no mention of a 50, 100 or even 150 mile radius. Please keep in mind that the distance and number of miles can vary from plan to plan.
To avoid confusion when purchasing a plan, as you have suggested, potential customers can call InsureMyTrip customer service at (800) 487-4722 to request a quote and guidelines for the definition of covered trip along with the radius of coverage, if applicable.
Once again, please continue to support InsureMyTrip with your reviews. They are greatly appreciated.