Travel Insurance Reviews HTH Worldwide TripProtector Classic
The TripProtector Classic plan is a comprehensive trip protection policy offering coverages such as trip cancellation, trip interruption, travel delay, baggage, emergency medical coverage, and others. HTH also offers 24 hour emergency assistance including emergency medical evacuation while on a covered trip.
To learn more, see the HTH Worldwide TripProtector Classic product page.
The trip included a
tour
HTH Worldwide
Trip Protector Classic
Thankfully we didn't have to use the insurance. What I particularly liked was the high amount of medical coverage ($25k) it offered. Our HMO only covers a trip to the emergency room or to urgent care if you're overseas. It cost more than some other policies out there, but it provided great peace of mind, just in case something sent one of us to the hospital.
Jean R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
We had a great trip to India, & best of all, we didn’t need to file an insurance claim. So I have no idea how well HTH handles claims...
Alan K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
We were happy to find insurance with good coverage at a good price. Fortunately we did not need to use it.
Lawrence O. would
recommend this plan to a friend or relative.
The trip included a
cruise
HTH Worldwide
Trip Protector Classic
Thank goodness we didn't have to use it, but it was very re-assuring to us to know we had it. Thank you!
Darlene M. would
recommend this plan to a friend or relative.
The trip included a
tour
HTH Worldwide
Trip Protector Classic
Good plan but price seemed high.
Robert G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
Web site made it very easy to compare plans and make the proper selection. Glad we didn't have a claim, but it was nice to know we were covered 'just in case'!
Bradley K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
I have used insuremytrip twice and would not hesitate to use them again. Representatives easy to work with and are knowledgeable about their product.
Douglas L. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
Feel like we were taken for a ride by HTH. We had a 30 hour delay in Dallas due to weather (or supposed weather according to American Airlines). Baggage was sent on to out final destination so we had nothing. I had purchased the policy because it had a provision for compensation for a 6+ hour delay as well as baggage delay. HTH response on attempting to file a claim was that we were not covered. And I guess if you read the fine print it can be interpreted that way. Baggage was reunited with us 40 hours later. HTH interprets this as not being covered since we were on our home bound leg. However, we were not home. We were in Dallas Texas with nothing! Dallas was not our final destination. Still they will not budge and cover us. I can understand that if we were actually home that we could drive to our house and have some fresh clothes. However Dallas is a 9 hour drive from our home. A very interesting interpretation of the coverage.
Sorry to say that I have used this policy many times in my travels but I never will again. Even had a claim speedily handled by them 6 years ago. This time the policy was shown to be highly deficient with so many loopholes in it that it would be unlikely to be able to file any successful claim.
My advice to others considering this coverage. Go elsewhere. Both HTC and InsureMyTrip have failed me big time.
Sorry to say that I have used this policy many times in my travels but I never will again. Even had a claim speedily handled by them 6 years ago. This time the policy was shown to be highly deficient with so many loopholes in it that it would be unlikely to be able to file any successful claim.
My advice to others considering this coverage. Go elsewhere. Both HTC and InsureMyTrip have failed me big time.
Louis S. would not
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
The trip included a
cruise
HTH Worldwide
Trip Protector Classic
Needed medical care while in Hamilton Bermuda. Spoke with a pleasant, patient, well informed representative who quickly directed me to the Hamilton Medical Center where I received immediate, professional care for my condition. Know that the required verification info was promptly faxed so that I could receive treatment in a most timely way. Thank you so very much!
Mary Ann W. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
You only know how good insurance is, is if you have to file a claim. Since I didn't have to file one (thankfully) any review I provide would be meaningless - all I did was spend money on a product/service I didn't need while hoping that I read and understood the policy well enough that if I had needed it, I would have been happy and it would have gotten a good review.
John H. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Our "Anytime" Advocates reached out to the HTH Worldwide claims processors who advised us that you did not actually file a claim. Nevertheless we agreed that there would be no coverage available under this plan for your baggage if delayed on your travel home:
"BAGGAGE DELAY (Outward Journey Only)
The Company will reimburse You for the expense of necessary personal effects, up to the Maximum Benefit shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Trip. You must be a ticketed passenger on a Common Carrier. Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchases must accompany any claim."
Please also note that HTH is not unique in providing baggage delay for the outward journey only. That is actually a standard limitation in most plans.
We are very sorry to hear that you are disappointed in the coverage provided by this policy. One of the many benefits of our website is the ability of our customers to quote, compare and review our plans prior to purchase. You can click on any of the blue links within your quote to read the details, take advantage of our online chat service or call customer care for assistance.
Please let us know if you have any further questions.