Travel Insurance Reviews HTH Worldwide TripProtector Preferred
The TripProtector Preferred, like the Classic plan, offers higher coverages and additional benefits. One of the additional benefits is the Cancel for Any Reason option. This is a great benefit to have pre-departure for unforeseen circumstances in which you may have to cancel your trip that may not be listed under the plan's covered reasons.
To learn more, see the HTH Worldwide TripProtector Preferred product page.
HTH Worldwide
Trip Protector Preferred
For my policy, would have liked to see an option to increase my auto rental insurance coverage. $35K would only cover sufficiently the smallest of the compacts.
Byung K. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Preferred
So far, we haven't had to use this, but the first flight on our trip was cancelled/delayed 24 hours and we are still waiting to see if the airline is going to reimburse us. If not, it's nice knowing that we have this coverage. When our flight back looked like it might be cancelled due to weather, we had peace of mind knowing we had purchased this.
Jill P. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
Beware the small print!
I thought that since I broke my leg and could not travel, I could claim for trip cancellation. Since I rebooked dates eight weeks later, this apparently was a "postponement" not a "cancellation". So if you can't travel for a covered reason, consider abandoning the trip even if the cost is greater. Note that this is not a specific criticism of HTH, as Insure My Trip advised that other insurers apply the same, in my opinion very dubious interpretation, of the term "cancellation".
If you are hiring a car, you may be covered for Collision Damage Waiver under your credit card - but beware their small print, as coverage is generally limited to rentals of up to 31 days. So if you rely on HTH, note that their CDW clause and exclusions was apparently written some time in the last century by someone who knew nothing about cars. Leaving aside the farcical examples such as Bradley and Yugo in the "exotic cars" exclusion, there are some potentially serious problems. All four-wheel drive vehicles are automatically excluded, which would mean most popular SUV's are not covered. Also Fiat and Citroen, who manufacture predominantly cheap cars you may well encounter at some European Hertz and Avis branches, are bizarrely classified as "exotic vehicles" and thus not covered. Naturally in the unlikely event that you did rent a true exotic that commenced production in this century, such as McLaren, Koenigsegg or Tesla, these would apparently be covered.
I thought that since I broke my leg and could not travel, I could claim for trip cancellation. Since I rebooked dates eight weeks later, this apparently was a "postponement" not a "cancellation". So if you can't travel for a covered reason, consider abandoning the trip even if the cost is greater. Note that this is not a specific criticism of HTH, as Insure My Trip advised that other insurers apply the same, in my opinion very dubious interpretation, of the term "cancellation".
If you are hiring a car, you may be covered for Collision Damage Waiver under your credit card - but beware their small print, as coverage is generally limited to rentals of up to 31 days. So if you rely on HTH, note that their CDW clause and exclusions was apparently written some time in the last century by someone who knew nothing about cars. Leaving aside the farcical examples such as Bradley and Yugo in the "exotic cars" exclusion, there are some potentially serious problems. All four-wheel drive vehicles are automatically excluded, which would mean most popular SUV's are not covered. Also Fiat and Citroen, who manufacture predominantly cheap cars you may well encounter at some European Hertz and Avis branches, are bizarrely classified as "exotic vehicles" and thus not covered. Naturally in the unlikely event that you did rent a true exotic that commenced production in this century, such as McLaren, Koenigsegg or Tesla, these would apparently be covered.
Philip M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Preferred
I purchased the plan for my daughter's 10 day visit to London, Ireland, and Scotland. Thankfully, she did not have to use the plan. She had some near misses with flights and luggage which I knew the plan would cover if needed. .Most of all, I knew she would have the resources to evacuate in the event of a terrorist attack. The plan gave me great peace of mind for a very reasonable price.
Anna M. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Preferred
Although I had no need to make any claims during my trip, the "peace of mind" was worth the cost.
Reed H. would
recommend this plan to a friend or relative.
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