Travel Insurance Reviews International Medical Group
For more than 20 years, International Medical Group (IMG) has provided international medical insurance, travel insurance, and service to the international community, with worldwide coverage, multilingual capabilities, international claims specialists, and 24-hour access to services. IMG provides medical security and peace of mind, wherever you travel.
Learn more about International Medical Group.
International Medical Group
iTravelInsured Travel SE
Plan coverage and cost were ok
Leonard S. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured Travel LX
Filed a claim due to a work related reason and the claim was paid in full satisfactorily.
Philip G. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel LX
I like the extra coverage and protection I get for my rental car in Europe, peace of mind!
Gisela F. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Visa
I would definitely use them again!
Nora C. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured Travel SE
A negative - 12 hour missed connection is too many hours -
The other coverages were good -
The other coverages were good -
Karen S. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel LX
Great peace of mind. Glad we didn't need to use it!
Michelle M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
International Medical Group
iTravelInsured Travel LX
This coverage did exactly what it was supposed to do: gave us peace of mind while we were in Egypt. Thank ou.
Steven R. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured Travel LX
We (3 Travelers) purchased the IMG iTravelInsured LX plan because of the coverage it provided for an overseas trip. We ended up cancelling our trip due to one of our travelers having to cancel her trip with us because an immediate family member was diagnosed with cancer, and the Traveler in our group had to take care of the immediate family member. We provided as much detail as possible and the necessary documents to file a Trip Cancellation claim for reimbursement of non-refundable expenses that were covered under the IMG iTravelInsured LX plan. It took two months to gather the documents. We had 90 days to file a claim from the date of the trip cancellation. Initially, IMG paid a partial payment of the claimed expenses we filed for. We found IMG made an error in their calculations on our claim. We were frustrated at this point. We got InsureMyTrip, who we bought the IMG plan through, involved and they assigned an Advocate to assist us with IMG. Approximately one month later, IMG realized the error and paid us the rest of the non-refundable expenses in our claim. We can say that IMG did pay our claim after three plus months for all Travelers in the plan policy. Although it was extremely frustrating at times, we were able to speak to an IMG representative every time we called. Even though we are somewhat dissatisfied with how the process went to get reimbursed under the policy, we would still recommend IMG iTravelinsured LX plan. We found the plan for each of us to be fairly priced for our coverage needs. Just keep documentation of all your travel planned and pay attention to the instructions that tell you what is required if you file a claim. READ YOUR ACTUAL POLICY from the underwriter of the insurance. You have 14 days to reject this plan if something doesn't fit your needs. IMG did come through in the end and did finally process our claim fairly. I would use IMG again.
Paul N. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
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IMG RR Team Account
International Medical Group
Thank you for sharing your feedback about International Medical Group® (IMG®). We want to learn more about how we can improve to better serve you in the future. Please email us at [email protected] to start the conversation.Apr 26,2019
The trip included a
tour
International Medical Group
iTravelInsured Travel LX
Thanks for asking. It was my first time buying trip insurance, and the process was straightforward, which I appreciate. It was hard for me to answer the question, "How satisfied were you with this plan?" To be able to respond, I would have had to file a claim and see how that process went (e.g., insurer's responsiveness, customer service, etc.) as that is the most critical part.
Tam T. would
recommend this plan to a friend or relative.
-
Carol
Congratulations on having a claim-free trip. Although you believe that you are unable to speak on claims services, we believe that you would have been very satisfied had you needed iTravelInsured's 24 hour emergency assistance services.
Our licensed insurance experts would also be happy to explain any part of the insurance policy. We are available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.Apr 23,2019
The trip included a
tour
International Medical Group
iTravelInsured Travel SE
Fortunately I did not have to use any of it and I'm thankful I think the price was a little high, but if I had to use it, I'm sure I would not feel that about the price! I'm going on another trip in June to the Carribean and May look for a plan less expensive
Carol C. would
recommend this plan to a friend or relative.
-
Carol
Thank you for providing your feedback.
There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
Apr 23,2019
This policy has the following coverage for Missed Connection:
"If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for six (6) or more hours, due to:
(a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);
(b) documented weather condition preventing You from getting to the point of departure;
(c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.
We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for:
(a) Your Additional Transportation Cost to join Your Trip; and
(b) Your Prepaid expenses for the unused land or water Travel Arrangements; and
(c) reasonable accommodation and meal expenses up to one hundred twenty-five dollars (125USD) per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source.
Your delayed arrival must be due to:
(a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);
(b) documented weather condition preventing You from getting to the point of departure;
(c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.
These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy."
This policy has the following coverage for Travel Delay:
"Benefits will be paid up to one hundred twenty-five dollars (125USD) per day for: reasonable accommodation, meal, telephone call and local transportation expenses incurred by You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if You are delayed for twelve (12) hours or more while enroute to or from, or during Your Trip, due to:
(a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);
(b) a traffic accident in which You or Your Traveling Companion is not directly involved (must be substantiated by a police report);
(c) lost or stolen passports, travel documents or money (must be substantiated by a police report);
(d) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot;
(e) a documented weather condition preventing You from getting to the point of departure."
We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.