For a better experience, our site works best in Chrome, Firefox, & Edge.
Call us

Travel Insurance Reviews Nationwide

In business since 1926, Nationwide focuses on providing the best possible service for its customers. Nationwide travel insurance plans offer a range of innovative benefits for a variety of travel needs.

Learn more about Nationwide.

Customers who have taken a cruise rated Nationwide Mutual Insurance Company
4.64 out of 5
6,143
ratings and reviews
97%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Didn't use it but have used a Nationwide plan in the past. Response was good.
Anthony W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
great having that piece of mind as we had another cruise passenger that had to be taken off the ship in Mexico and I don't know if they had any additional coverage. I was thinking the whole time glad I had this extra policy as that could have been me.
scott A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
On advice from a colleague from work, we insured our Disney cruise through InsureMyTrip. It was cheaper than insuring through Disney. Less than a week before the cruise, a member of the travel party had a medical issue that caused us to miss the cruise. I submitted a claim which was processed and the reimbursement was received within one month. The documentation requirements were clearly outlined in the email I received as a result of my claim submission.

It took some time to gather all the required documentation but it was more than worth it as the entire cost of the cruise was reimbursed. I normally don't insure trips but I will do so going forward and will use InsureMyTrip.
William S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I basically look for the cheapest coverage for what I need and includes pre-existing and medi-evacuation. I have collected several times with different policies and never had a problem with "cheap." In fact, one of them reminded me that they could not finish processing my claim until I submitted what Medicare was paying when it had been sitting on their desk gathering dust. I was aware that it was still pending but Medicare takes their good time processing their claims.. Anyway, impressed they didn't just "sit" on it and hope I would go away (lol).
Owen W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your five star review. However, I would like to point out that your Nationwide Universal Cruise plan does not include the Pre-existing Condition Waiver. Although the waiver is not available in the Universal Cruise plan, it is offered in the Choice or Luxury Cruise plans.

    In the future, you may wish to contact our licensed insurance experts who would be happy to explain any part of the insurance policy. We are available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.
    Mar 08,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
On my way to Bangkok I chipped my tooth and I was not going to have it repaired there as the places where not to my standards. When I came back to the US I made an apt. with my dentist to get it repaired and found out that it is not covered. Bangkok is a 3rd world city and the thought of having my tooth worked on there was not an option for me. I feel like this should of be covered but was told it is not.
Eileen G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback. We are very sorry to learn that you chipped a tooth during your trip and are dissatisfied with this policy. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy. With any travel insurance policy you would have to seek treatment during your trip for it to be considered a covered expense. Once you return home, the policy will terminate.

    Per the Covered Expenses definition in your certificate: "Reasonable and Customary Charges incurred while insured under this Certificate; and that do not exceed the Maximum Benefit limits shown in the Confirmation of Coverage, under each stated benefit."

    In the future, please consider contacting the claims department immediately after suffering a loss to receive the claims procedure. Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.

    Mar 07,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
Felt good to know that we were insured and if we needed something you would be there.
JACOB S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully we didn’t need any services but the peace of mind that it was there was priceless. Our representative was so gracious, we will certainly contact you again in the future.
Joseph Thomas G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Was comfortable knowing I did not have to worry about travel or physical mishaps
Georgia S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Coverage was same as we have purchased previously from Travel Agency, but cost of coverage was significantly less.
Stephanie T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
Seemed like the best policy I'd found for a cruise, since it's specifically designed for cruises, & covers everything you need. It was really reasonably priced too with better coverage for a better price than from the cruiseline or my travel agent. I'm going on 2 cruise in the next 12 months, so I'll be buying it again! It would be nice if you could buy it for multiple cruises at a time since one typically needs to book in advance. I'll be on 3 in a 12 month period. But otherwise it was great peace of mind as I didn't need to make a claim.
Carol B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.70)
  2. International SOS
    (4.67)
  3. Berkshire Hathaway Travel Protection
    (4.64)
  4. Medjet
    (4.63)
  5. Trawick International
    (4.62)
  1. Berkshire Hathaway Travel Protection
    (4.43)
  2. GeoBlue
    (4.42)
  3. Travelex
    (4.41)
  4. John Hancock Insurance Agency, Inc.
    (4.20)
  5. Generali Global Assistance
    (4.18)