Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Did not need the insurance, but it gave me peace of mind.
Elisabeth G. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
My claim was handled and paid promptly. Glad I had the insurance!
Liana H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily, I did not need to use this insurance.
Irina A. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Our flight home was delayed a day due to freezing fog so our plane was unable to land and was diverted back to PDX. Nationwide Insurance was very easy to deal with to be reimbursed for our night in a motel. The person I spoke with was very helpful and courteous and our claim was paid promptly. Thank you.
Carolyn V. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The plan was cheaper than the one through the cruise line.
Howard W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
BUYER BEWARE!!
We have been purchasing trip insurance through InsureMyTrip and Nationwide for years. On Dec. 16, our flight was canceled meaning we could not reach our cruise destination of San Juan and had to meet the cruise a day later in St. Kitts. I felt sure our trip interruption portion of our policy would cover the cost of missing one day of a very expensive holiday cruise. Wow, was I wrong. When I called Nationwide, I was told unless the airport is completely shut down, the cancellation of a flight is not covered. I was told there was no need to file a claim as no payment would be made. I called InsureMyTrip to speak with someone about this. I was told, "Sorry you're not happy. Have a great day."
Never Ever Again!!!
Read every word of the fine print.
We have been purchasing trip insurance through InsureMyTrip and Nationwide for years. On Dec. 16, our flight was canceled meaning we could not reach our cruise destination of San Juan and had to meet the cruise a day later in St. Kitts. I felt sure our trip interruption portion of our policy would cover the cost of missing one day of a very expensive holiday cruise. Wow, was I wrong. When I called Nationwide, I was told unless the airport is completely shut down, the cancellation of a flight is not covered. I was told there was no need to file a claim as no payment would be made. I called InsureMyTrip to speak with someone about this. I was told, "Sorry you're not happy. Have a great day."
Never Ever Again!!!
Read every word of the fine print.
Judith L. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Nationwide Mutual Insurance
Essential
We had a flight cancelled and a resultant overnight stay on the way back from our vacation. We called the Insuremytrip service number. the rep transferred us to a Nationwide service rep for some of our questions. Both people answered promptly, were able to bring up our information, and provided knowledgeable answers on what we would need to file a claim. However, the airline paid for our room and meals so we did not need to file. So, although we cannot rate claims payment, we were impressed by both the Insuremytrip and Nationwide service people.
William P. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Provided the best coverage with the lowest cost. Will use again.
Robert S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Luckily we didn't have to use this insurance but it provided the peace of mind we wanted for the trip. Easy to buy and the price seemed reasonable.
Donna R. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The plan was easy to sign up for and fee seemed reasonable for the coverage and the documentation was good. Fortunately, we did not have to make a claim.
Robert S. would
recommend this plan to a friend or relative.
The Nationwide Essential plan is a "named peril" policy which means that the peril (covered reason) must be specifically listed in the plan or there is no coverage. This particular plan includes the following coverage for Trip Interruption:
"Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours and prevents You from reaching Your destination."
We do have other policies available on our site that have specific cruise benefits, such as Missed Connection. In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.