Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I think the coverage was very good for the price. The only complaint I have is that, once you send in the payment, you would expect them to send you a policy of some type, written or electronic. Never heard anything. Finally printed out the sheets with the coverage info. Glad I didn't need to file a claim. Doubt that I had anything all that legal with me.
Patrick M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
How good is Nationwide? For me, it's excellent. While pressing the right buttons on the website and selecting a company and policy that fits you is important, filing a claim is what really counts. My wife and I are retired and take three to four big trips annually and always get insurance. In the summer of 2014, we planned a ten day trip to Maui and a Caribbean cruise for the fall. We then lived everyone's nightmare. On Sept 18th of 2014, our 38 year old daughter, who is a single parent that lives near us, was diagnosed with breast cancer. We knew all trips were off and our role as a parent and grandparent was greatly expanded. We were concerned with filing two claims and getting reimbursed. I filled out the paperwork with the doctors statement, visa statement, airline statements and turned in the first claim. It's important when filing a claim to think of the person who will handle it for Nationwide. Unfortunately, there are dishonest people out there who will try to commit insurance fraud. Thus I knew I needed to be complete. A week later I submitted the second claim. I was told it would take 2-3 weeks for the claim. At three weeks I sent Nationwide an email. Then ended up taking almost four weeks for the check. The reason was that both claims were combined. That was logical. Bottom line - I received checks for all my losses. Not having to fight with an insurance company was great, I don't know if I would have had the energy.
James C. would
recommend this plan to a friend or relative.
8 of
8 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I did not have to make a claim but the price was right and I was satisfied.
Lisa B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Very reasonable price for the substantial coverage provided. Appears to be one of the best travel insurance values around. Includes excellent (secondary) emergency medical coverage and medical evacuation. Unfortunately, I had a NON-emergency medical visit at a local U.S. Virgin Islands clinic which did not accept my regular medical insurance (the "primary" insurance under this policy) so I had to pay $321 out-of-pocket.
WILLIAM W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Love using InsureMyTrip! They offer the most affordable plans and provide the same coverages as any other trip insurance and maybe even more!
Natasha M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Great plan. Offers more for almost the same price as other plans.
Marina T. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Great customer service! Best coverage at the best price!
Shawn R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
After reviewing the plan in more detail as my trip neared, I found that the number and type of exclusions was more than I realized and would look elsewhere next time.
Arnold F. would not
recommend this plan to a friend or relative.
-
Zac
Thank you for your feedback on the policy. We are glad that you reviewed the terms and conditions of the policy. In the future, please consider calling us prior to purchase so that we can discuss the plan coverages and exclusions. We want customers to have a clear understanding of how the policies work and what they provide coverage for. Our representatives are available 7 days a week by calling 800-487-4722.
The best time to read the terms and conditions of a comprehensive travel insurance policy is within 10 days after purchase. Most policies have a 10 or 14 day review period. If for any reason you wish to cancel the plan, you can do so for a full refund of premium, minus a small service fee. After you surpass the review period, the plan cannot be cancelled.Jul 25,2015
Nationwide Mutual Insurance
Essential
While in Spain one of my wife's toes got infected. We arranged for a doctor to come to our hotel. After we returned to the U.S. and I filed a claim, Nationwide reimbursed us very promptly for the cost of the doctor's visit and the prescription. On the basis of this, I would definitely purchase another policy from the company.
Jay D. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Very easy to buy would recommend and have done so already. My son is on a cruise now.
Donald V. would
recommend this plan to a friend or relative.
InsureMyTrip emails a Confirmation of Coverage which is your Nationwide policy. Based on your review, it appears that you printed the confirmation email and took it with you on the trip. The confirmation email is exactly what you needed to bring since it has the policy number and provider contact information along with an attached copy of the Nationwide Certificate of Insurance.