Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Been a customer for a few trips now and never needed to file a claim. But curious if the policy that we purchased would of covered us if we needed to leave the ship at a port and fly home because of illness? The reason why I ask is because a couple we were traveling with had to do just that. The male traveler came down with walking pneumonia and NCL strongly suggested they get off at Cozumel and fly home. Reason being was the next three days will be at sea and if you need to be medevac'd off the ship we will be out-of-range for helicopters to reach us. That being said they chose to disembark at Cozumel to be safe. So I was wondering if the plan we purchased would of covered the travel expenses. Thanks so much and looking forward to purchasing our next travel policy.
Robert D. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thank you for peace of mind.
I go no where without your services.
I go no where without your services.
Debra E. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Easy to shop for various plans and we were happy with the coverage and costs. Fortunately we did not have to file any claim so we can't speak to that process.
Devan K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Did not have to use but did get follow up emails.
stephen t. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Fortunately didn’t need to use it.
Carolyn S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Can't complain, it was cheap but I didn't have to use it so I didn't really put it to the test.
Zachary H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We didn’t need to file any claims, but the plan provided piece of mind.
Robert B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Claim was proceeded in timely manner with no additional questions asked besides only what was needed to fill out in application. Satisfied very much.
Piotr T. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
My parents were not sure about to bought an insurance. My mom just enter in your page and saw the reasonable prices that you have she didn"t think to much to bought it. She was much relax about my trip. Thanks so much for consider the clients with your prices.
Christian R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
We have been buying trip insurance for many years, and aside from a couple of small trip delay claims, have never had a claim. Until now.
We purchased the insurance in March when we made a deposit on a trip to Vietnam, and more critically, also purchased the quite expensive flights. The trip was to leave in late December. By October, it had become obvious that my wife's hip problem would make the trip impossible. So we canceled the trip and were out about $4300. Hence, our first ever major claim.
I contacted the claims department and was emailed all the documents with instructions. Once we procured the medical verification from our doctor, all was submitted by email and the claim was paid in full. Me, my wife and her new hip hope to reschedule the trip in the future, which will be just that much easier to do since we suffered no financial loss on this canceled trip. This insurance worked perfectly, and the claims process was easy, efficient and fair.
We purchased the insurance in March when we made a deposit on a trip to Vietnam, and more critically, also purchased the quite expensive flights. The trip was to leave in late December. By October, it had become obvious that my wife's hip problem would make the trip impossible. So we canceled the trip and were out about $4300. Hence, our first ever major claim.
I contacted the claims department and was emailed all the documents with instructions. Once we procured the medical verification from our doctor, all was submitted by email and the claim was paid in full. Me, my wife and her new hip hope to reschedule the trip in the future, which will be just that much easier to do since we suffered no financial loss on this canceled trip. This insurance worked perfectly, and the claims process was easy, efficient and fair.
Jordan F. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
"Your Sickness, Accidental Injury or death, that results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your continued articipation in the Trip. A Physician must advise to cancel the Trip on or before the Scheduled Return Date;
The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You join Your Trip after departure or are unable to continue on the covered Trip due to any of the following reasons that are Unforeseen and
takes place after departure:"
This plan has 250,000 USD per person in Medical Evacuation under the following terms in your certificate:
"Emergency Evacuation means:
(a) Your medical condition warrants immediate Transportation from the hospital where You are first taken when injured
or sick to the nearest Hospital where appropriate medical treatment can be obtained;
(b) after being treated at a local Hospital, Your medical condition warrants Transportation to the United States where
You reside, to obtain further medical treatment or to recover; or
(c) both (a) and (b), above."
Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.