The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
We are sorry to hear that you experienced a delay in settling this claim, but we are pleased to hear that you received the check from Nationwide on May 6th. Although we can understand why you may hesitate to purchase from them in the future, we can assure you that Nationwide is an excellent provider who stands by their policy.
Please also remember InsureMyTrip's promise for customer service:
"The caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been [delayed] or unfairly denied."