Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I thought we purchased a good plan with good coverage. I have had an open claim since October, I do not think this is a reasonable timeframe for resolution. I was told before Christmas that the claim was close to being finalized. When I followed up over a month ago, I was told it was being reviewed by a supervisor and would hear shortly. When I called today, I was told the same. Everyone else that traveled with me has been reimbursed by their insurance companies months ago, I am very disappointed. I just received an email saying the claim was denied. Why did that take 5 months?
Bonnie D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I have investments thru Nationwide, they are a good company. I feel good about working with Nationwide with any insurance or investments.
Gerald F. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thankfully, we didn't need to use it!
Robert R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Great piece if mind while traveling abroad
Michael H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I felt this was a good plan for us.
Stanley R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Have cruise 27 times and never had to make a claim. I submitted all the paperwork I had and there were no questions asked - in 15 business days, we had our checks., Excellent.
BARBARA P. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Didn’t use the plan, so really nothing to rate.
Kenneth S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I didn't have to use my trip insurance, but I felt good knowing that I had it.
Kathryn H. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Like all things, one never really knows how good a plan is until an event occurs.
Calvin L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
It's hard to know if the plan was the right choose for us, as we didn't need to use it. Which is great I hope if we would have needed to use it that it would have covered us. That's why a person purchases the policy to be protected & for piece of mind. Can only hope that if you need it someday that they helped you purchase the correct protection that you'll need.
Annette J. would
recommend this plan to a friend or relative.
"TRIP INTERRUPTION
The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are unable to continue on Your Covered Trip due to:
.....
(j) Natural disaster at the site of Your destination that renders the destination accommodations uninhabitable;
(l) Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive."
In order for a claim to be payable, it must meet one of the criteria in the policy, such as, these 2 named perils. The policies don't work on the assumption that something might happen while on your trip. Coverage kicks in once a covered event actually occurs. Unfortunately, the fact that you made the choice not to go before an unforeseen event occurred will make you ineligible for any payments lost or additional expenses incurred.
Please call us at 800-487-4722 if you would like additional information.