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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.58 out of 5
707
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I selected the Nationwide Mutual plan to cover our 15 day cruise to Hawaii after comparing it with several other plans. Fortunately we didn't need to file a claim for anything.
Lester W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Fortunately, we did not need to use the insurance. It is a comfort to know that it is there in case we do.
Michael Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Insurance provides peace of mind. This policy provided coverage for cancelled shore excursion that we almost needed but the tour company refunded our money. The ship was not able to dock due to weather conditions.
Donald B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
The cruise I was going on substituted one island for a different one. The insurance I bought covered change in itinerary and the claim was paid. Took a little while, but the agent was very helpful in letting me know what documents I would need. Highly recommend.
Lisa D. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
I buy trip insurance all the time, especially for a big trip. I don't have any real comments, because luckily I did not have to use / file a claim. However, it is always nice to have.
Philip R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
No claims, no problens
Michael R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Good product and coverages. A person on our trip had a serious medical event and couldn’t travel home in the middle of the trip putting herself at risk. She had no insurance coverage. I think she will be purchasing a policy for future trips.
Vivian D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Few days before our cruise my family member was hospitalized and we had to cancel the entire cruise. Nationwide refunded all the money and it wasn't a hassle to do it. Thank you.
Nadine G. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It covered what I needed, on paper, but I don't know if the coverage was good or bad. I didn't need to make a claim.
Todd S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Gratefully we have never had to use your policies so I really can't evaluate your policies.
Frances J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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