Question:
I would like to have annual worldwide cover as I intend to travel to Europe and China next year, but would also like it to cover any domestic trips I take too. Is this available?- ANDREAC,09/21/2021
Answer:
Unfortunately, we can only provide an annual medical policy to cover multiple trips outside of your home country throughout the year. These policies do not cover domestic travel.
Question:
How many days after booking a trip, do I have to buy travel insurance?- Lyn,12/13/2019
Answer:
You can purchase most policies up until the day before departure, however; you may not be eligible for some time sensitive benefits if you do not purchase within 10-21 days of the initial trip deposit/payment. Some time sensitive benefits are, but not limited to: Pre-Existing Condition Waiver, Financial Default, Terrorism, Cancel For Any Reason and Cancel For Work Reasons.
Question:
Will a travel insurance cover the cost of a prepaid hotel stay with no cancellation?- fe,06/26/2018
Answer:
Yes, as long as the cost of the hotel is prepaid and non-refundable prior to departure, you can insure the cost of the hotel arrangements.
Question:
I m planning to take a tour to Europe. I want an insurance which will cover me incase if I have to cancel for some genuine reason.- PayalG,05/22/2017
Answer:
The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen illness or injury of you or a traveling companion that deems you unfit to travel, by order of a licensed physician; or the unforeseen hospitalization or death of a family member. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears under the words "Trip Cancellation" when viewing a quote. We also offer Cancel for Any Reason which allows you to cancel for any reason whatsoever. There are 3 conditions that must be met to purchase a Cancel For Any Reason Rider as follows: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, most of the policies will reimburse you 75% of your trip costs, unless otherwise noted.