Question:
My trip will be put on someone else’s credit card. Can I still get travel insurance even though the receipt for cost is on her Credit card?- Dot,11/28/2022
Answer:
Yes, absolutely. It wouldn't matter who pays the travel suppliers directly for the trip. You can still insure your portion of the total trip cost on your policy, as long as your expenses are prepaid and non-refundable prior to departure.
Question:
I'm in the military and my parents bought tickets to come see me. I was just notified I may be getting new orders for when they come, so I wanted to buy travel insurance for them in the case this happens, since I feel at fault. Can I buy it for them for peace of mind? I will not be a traveler. Do all companies allow you to purchase for someone else?- Emily,02/18/2017
Answer:
For this type of concern, you would need a policy that includes Cancel for Any Reason. There are 3 conditions that must be met to purchase a Cancel For Any Reason Rider as follows: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, most of the policies will reimburse you 75% of your trip costs, unless otherwise noted. Also, it is perfectly acceptable to buy a policy for someone else, please keep in mind.